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Ford Expedition Insurance Rates

Shopping for auto insurance by comparing rates online is simple to do and at the same time you can save money. The critical component is to take the time to get rates from all companies in order to have every option.

Comparing auto insurance rates direct online is challenging if you have never used online quotes. But don't be discouraged because it's actually quite easy. Finding a lower price on Expedition insurance can be quick and easy. You just have to take a little time getting comparison quotes online with multiple companies. This is very easy and can be done by comparing rates here.

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What influences your insurance rates?

Car insurance premiums on a Ford Expedition can vary widely subject to many criteria. Taken into consideration are:

  • Traffic citations increase rates
  • Credit rating
  • Where you reside can make a big difference
  • The number of annual miles
  • Male drivers pay higher rates
  • Deductible amount directly impacts your rate
  • Your vehicle's safety rating
  • Your claim history
  • Having current coverage saves
  • Whether you rent or own your home

An additional factor that will help determine Expedition insurance rates is the year of the vehicle. Newer models have a higher replacement value than older models so the payout to repair can inflate annual premiums. On the flip side, new Ford models may have safety features like dual-stage airbags, a rollover prevention system, and lane departure warning system which can lower rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Auto liability insurance

Expedition liability coverage provides protection from damages or injuries you inflict on people or other property by causing an accident. Liability coverage pays for things such as emergency aid, pain and suffering, and medical services. This coverage is usually fairly inexpensive so you should buy higher limits if possible.

Collision coverage

Collision coverage pays to fix your vehicle from damage resulting from a collision with an object or car. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Expedition can be pricey, so consider removing coverage from older vehicles. You can also raise the deductible to get cheaper Expedition insurance rates.

Comprehensive insurance

This coverage pays for damage that is not covered by collision coverage. You need to pay your deductible first and then insurance will cover the rest of the damage. The maximum payout you can receive from a comprehensive claim is the market value of your vehicle, so if it's not worth much more than your deductible consider removing comprehensive coverage.

Uninsured Motorist or Underinsured Motorist insurance

This protects you and your vehicle's occupants when other motorists either have no liability insurance or not enough. Due to the fact that many drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Med pay and Personal Injury Protection (PIP)

Medical payments and Personal Injury Protection insurance reimburse you for expenses such as doctor visits, EMT expenses, and X-ray expenses. They are often used in conjunction with a health insurance policy or if you lack health insurance entirely. Personal injury protection coverage is not universally available and gives slightly broader coverage than med pay.

How Much are Ford Expedition Insurance Rates?