Vehicles > Volvo > S80

Volvo S80 Insurance Rates

There are many options when comparing insurance rates on your Volvo vehicle. You can either buy through your neighborhood insurance agent or get quotes online to check prices from car insurance companies. Buying car insurance from online rate quotes saves time, is easy to do and there is a good chance you will probably save money.

Shopping online for car insurance can be a challenge if you are a beginner to online quoting. But don't let that discourage you because there is an easy way to compare rates. To find the best car insurance prices, there are several ways of comparing rates from car insurance companies in your area. One of the best ways to find competitive Volvo S80 insurance cost is to get quotes online. This can be accomplished by completing this short form.

FREE Car Insurance Comparison

Insurance rates for a Volvo S80 can fluctuate considerably and are calculated by many factors. Some of these factors include:

  • High performance increases premiums
  • Accidents raise premiums
  • Multiple policies can save money
  • Use of your vehicle
  • Extra coverages like towing and rental
  • Your profession
  • The amount of protection requested
  • Whether you own your home

One last important factor that helps determine the rate you pay on your Volvo is the year of manufacture. Older models cost less so repair costs tend to be lower which may end up costing you less. But newer vehicles may have options including a collision avoidance system, all-wheel drive, adaptive cruise control, and lane departure warning system which may give discounted rates.

To get more specific information about how much rates will be for your vehicle, select the year of your S80 below.

Liability insurance - This can cover damage that occurs to other people or property in an accident. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so purchase as high a limit as you can afford.

Collision coverages - Collision insurance covers damage to your Volvo caused by collision with another car or object. A deductible applies then the remaining damage will be paid by your insurance company. Volvo S80 collision insurance is rather expensive coverage, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. It's also possible to choose a higher deductible to save money on collision insurance.

Comprehensive protection - Comprehensive insurance pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage. The most you'll receive from a claim is the cash value of the vehicle, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Uninsured and underinsured coverage - Your UM/UIM coverage protects you and your vehicle when the "other guys" either are underinsured or have no liability coverage at all. Since many drivers have only the minimum liability required by law, their limits can quickly be used up. For this reason, having high UM/UIM coverages is very important.

Medical expense coverage - Coverage for medical payments and/or PIP kick in for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are used to fill the gap from your health insurance program or if there is no health insurance coverage. PIP coverage is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Volvo S80 Insurance Rates?