Vehicles > Volkswagen > GTI

Volkswagen GTI Insurance Cost

Drivers have lots of options when shopping for car insurance for your Volkswagen vehicle. You can either contact an insurance agent or go online to compare pricing from insurance carriers. Finding cheaper auto insurance by getting online quotes can be fast and easy, plus you may find lower rates.

If you are a novice to online auto insurance shopping, you may be overwhelmed by the hoards of auto insurance companies selling insurance. Lowering your Volkswagen GTI insurance rates can be relatively painless. You just need to take a few minutes to compare quotes provided by online insurance companies. It is quite easy and can be accomplished by visiting this page.

FREE Car Insurance Comparison

Premiums are calculated by the following

Insurance premiums for a Volkswagen GTI can fluctuate considerably depending on several factors. Including but not limited to:

  • Higher performance GTI vehicles cost more
  • Accidents raise premiums
  • Home/auto policy bundles save money
  • Use of your vehicle
  • Add-on coverages such as rental reimbursement
  • Whether or not you have claims
  • Maintaining coverage lowers rates
  • Home ownership saves money

One important consideration which can affect your rates is the age of the vehicle. A newer vehicle have a higher actual cash value compared to older Volkswagen models so the cost to replace them may result in higher rates. But newer vehicles have more advanced features including adaptive headlights, blind-spot warning system, and a rollover prevention system which may provide discounts that lower premiums.

To get more specific information about how much rates will be for your vehicle, select the year of your GTI from the list below.


This coverage can cover damage or injury you incur to other people or property that is your fault. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so buy as high a limit as you can afford.

Collision insurance

This covers damage to your Volkswagen caused by collision with a stationary object or other vehicle. A deductible applies then your collision coverage will kick in. Volkswagen GTI collision insurance is rather expensive coverage, so you might think about dropping it from lower value vehicles. Another option is to increase the deductible to save money on collision insurance.

Comprehensive or Other Than Collision

Comprehensive insurance will pay to fix damage from a wide range of events other than collision. A deductible will apply then your comprehensive coverage will pay. The most your auto insurance company will pay is the ACV or actual cash value, so if the vehicle is not worth much it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist (UM/UIM)

Uninsured or Underinsured Motorist coverage gives you protection when the "other guys" either are underinsured or have no liability coverage at all. Since a lot of drivers only purchase the least amount of liability that is required, their limits can quickly be used up. For this reason, having high UM/UIM coverages should not be overlooked.

Medical costs insurance

Coverage for medical payments and/or PIP pay for immediate expenses like EMT expenses, pain medications, and nursing services. The coverages can be used to fill the gap from your health insurance program or if there is no health insurance coverage. Personal Injury Protection is not an option in every state but can be used in place of medical payments coverage.

How Much are Volkswagen GTI Insurance Rates?