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Tesla Model X Insurance Rates

You have lots of choices when trying to insure your Tesla vehicle. You can buy from a local agent or price shop online to check prices from many different companies. Comparing auto insurance from online companies is simple to do and at the same time you might just save a little.

Using the web to shop for auto insurance direct is challenging if you have never used online rate quotes. But relax because comparing prices is actually very simple. Finding a lower price on Model X insurance is actually quite simple. You just have to take a little time to get quotes online with multiple companies. This can be done by completing this short form.

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What influences the rate you pay?

Auto insurance rates paid to insure a Tesla Model X will vary greatly subject to many criteria. Taken into consideration are:

  • More performance equals higher cost
  • Your accident history
  • Home and auto can earn discounts
  • How you use your vehicle
  • Special coverage such as replacement cost
  • Claims drive up premiums
  • Having current coverage saves
  • Whether you rent or own your home

A final factor that can impact Model X insurance rates is the model year. New vehicles have a higher value in comparison to later models so the payout to repair will push premiums up. On the flip side, new Tesla models may have a trim level with safety features like lane departure warning system, dual-stage airbags, and sideview assist mirrors so those may give discounted rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Model X from available model years below.

Liability coverage

Model X liability coverage provides protection from damages or injuries you inflict on a person or their property. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. This coverage is usually fairly inexpensive so consider buying as much as you can afford.

Collision coverage

This coverage pays to fix your vehicle from damage from colliding with an object or car. You have to pay a deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from vehicles that are older. It's also possible to bump up the deductible to get cheaper Model X insurance rates.

Comprehensive coverage

This pays to fix your vehicle from damage that is not covered by collision coverage. You need to pay your deductible first and the remainder of the damage will be paid by your Tesla Model X comprehensive insurance. The maximum amount you can receive from a comprehensive claim is the market value of your vehicle, so if the vehicle's value is low consider removing comprehensive coverage.

Uninsured Motorist or Underinsured Motorist insurance

This protects you and your vehicle when other motorists either have no liability insurance or not enough. Because many people have only the minimum liability required by law, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Medical payments coverage and PIP

Medical payments and Personal Injury Protection insurance reimburse you for expenses (i.e. doctor visits, EMT expenses, and X-ray expenses). They are used to cover expenses not covered by your health insurance plan or if you lack health insurance entirely. Personal injury protection coverage is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Tesla Model X Insurance Rates?