Drivers have lots of options when comparing insurance rates on your vehicle. You can buy direct from a local agent or shop online to check prices from insurance providers. Comparing auto insurance by comparing rates online is easy, plus you might just save a little.

Beginners to buying insurance may think purchasing cheap 2000 insurance is going to be difficult. Finding a better price on auto insurance can be quick and easy. Consumers just need to spend a few minutes to get quotes from different insurance companies. This can be done by completing this short form.

Rates are determined by these things

Auto insurance rates for a 2000 can vary widely based upon several criteria. Including but not limited to:

• The performance level of your 2000
• Any accidents you may have
• Home and auto can earn discounts
• Use of your vehicle
• Add-on coverages such as rental reimbursement
• Claims drive up premiums
• Having continuous coverage saves you money
• Home ownership saves money

A final factor that can impact is the model year. New vehicles have a higher value in comparison to later models so repair costs are higher which can inflate annual premiums. Although new models may have a trim level with safety features included like forward-collision avoidance, adaptive cruise control, and active head restraints which can give discounted rates.

Auto liability insurance - Liability insurance provides protection from damage or injury you incur to other people or property. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so consider buying higher limits if possible.

Collision coverages - This coverage pays to fix your vehicle from damage caused by collision with a stationary object or other vehicle. You will need to pay your deductible and then insurance will cover the remainder. 2000 collision insurance is rather expensive coverage, so consider dropping it from vehicles that are older. It's also possible to bump up the deductible in order to get cheaper .

Comprehensive insurance - Comprehensive insurance pays to fix your vehicle from damage from a wide range of events other than collision. You first have to pay a deductible and the remainder of the damage will be paid by your comprehensive insurance. The maximum payout your auto insurance company will pay is the actual cash value, so if the vehicle's value is low consider removing comprehensive coverage.

Uninsured and underinsured coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle from other motorists when they either have no liability insurance or not enough. Because many people have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is a good idea.

Med pay and Personal Injury Protection (PIP) - Medical payments and Personal Injury Protection insurance provide coverage for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are used to fill the gap from your health insurance policy or if you are not covered by health insurance. PIP is not universally available but it provides additional coverages not offered by medical payments coverage.