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Pontiac Solstice Insurance Rates

You have lots of choices when comparing insurance rates on your Pontiac vehicle. You can buy from your neighborhood insurance agent or price shop online to compare insurance costs of insurance carriers. Finding cheaper auto insurance by getting online quotes is simple to do and at the same time you will probably save money.

Finding the best direct price on auto insurance is challenging if you have never used online quotes. But don't be discouraged because there is an easy way to compare rates. Finding a better price on auto insurance can be relatively painless. Consumers just need to spend a few minutes comparing rates online with multiple companies. It is quite easy and can be accomplished by getting a quick quote here.

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What influences your insurance rates?

Insurance rates on a Pontiac Solstice can vary widely subject to many criteria. Taken into consideration are:

  • More performance equals higher cost
  • Any accidents you may have
  • Home/auto policy bundles save money
  • Pleasure use vs. commuting use
  • Special coverage such as replacement cost
  • No claims lowers premiums
  • Maintaining coverage lowers rates
  • Whether you rent or own your home

One last important factor which can affect the rate you pay on your Pontiac is the year of manufacture. Models that are new have a higher actual cash value so the payout to repair can inflate annual premiums. But new Pontiac models may have options including pedestrian detection, dual-stage airbags, a rollover prevention system, and automatic crash notification which can help offset higher rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Solstice from available model years below.

Liability - Solstice liability coverage provides protection from damages or injuries you inflict on people or other property that is your fault. Liability coverage pays for things such as emergency aid, pain and suffering, and medical services. This coverage is usually fairly inexpensive so purchase higher limits if possible.

Collision coverages - This pays to fix your vehicle from damage resulting from a collision with an object or car. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Solstice can be pricey, so consider removing coverage from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to save money on collision insurance.

Comprehensive or Other Than Collision - This coverage covers damage that is not covered by collision coverage. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The maximum payout you can receive from a comprehensive claim is the market value of your vehicle, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Uninsured and underinsured coverage - This provides protection when the "other guys" either have no liability insurance or not enough. Since a lot of drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages should not be overlooked.

Medical costs insurance - Medical payments and Personal Injury Protection insurance reimburse you for expenses for things like doctor visits, EMT expenses, and X-ray expenses. They can be used in conjunction with a health insurance policy or if there is no health insurance coverage. Personal injury protection coverage is not universally available and may carry a deductible.

How Much are Pontiac Solstice Insurance Rates?