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Pontiac Grand Prix Insurance Rates

There are many options when trying to insure your Pontiac vehicle. You can buy from an agent or shop online to compare pricing from lots of different providers. Buying car insurance through online providers is easy and there is a good chance you can save money.

People who are new to shopping for insurance may think purchasing low-cost Grand Prix insurance is hard and time consuming. There are several ways to compare rate quotes and find the best price. The quickest method to find the lowest Grand Prix insurance quotes is to get quotes online. This can be accomplished by visiting this page.

FREE Car Insurance Comparison

Car insurance premiums on a Pontiac Grand Prix can vary widely based upon several criteria. Some of these factors include:

  • The performance level of your Grand Prix
  • Any accidents you may have
  • Multiple policies can save money
  • Pleasure use vs. commuting use
  • Mature drivers pay less
  • Being married can lower rates
  • Extra coverages like towing and rental
  • Your occupation
  • Insurance coverage level
  • Whether you own your home

An additional factor that helps determine Grand Prix insurance rates is the year of the vehicle. Older models cost less than newer models so the cost to replace them will push premiums down. Although new Pontiac models may have safety features included like a backup camera, autonomous braking, active head restraints, and all-wheel drive which can provide discounts that lower premiums.

To get a better understanding how much rates will be for your vehicle, select the year of your Grand Prix below.

Liability auto insurance

Liability insurance provides protection from damage that occurs to people or other property in an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so you should buy higher limits if possible.

Collision coverage

Collision insurance pays to fix your vehicle from damage resulting from a collision with another car or object. You will need to pay your deductible and then insurance will cover the remainder. Collision coverage for your Grand Prix can be pricey, so consider dropping it from older vehicles. Another option is to raise the deductible in order to get cheaper Grand Prix insurance rates.

Comprehensive (Other than Collision)

This coverage will pay to fix damage OTHER than collision with another vehicle or object. You first have to pay a deductible and then insurance will cover the rest of the damage. The maximum payout you'll receive from a claim is the actual cash value, so if the vehicle is not worth much consider removing comprehensive coverage.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage gives you protection from other motorists when they either have no liability insurance or not enough. Since many drivers only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is very important.

Medical expense insurance

Medical payments and Personal Injury Protection insurance provide coverage for short-term medical expenses such as nursing services, prosthetic devices, and dental work. The coverages can be used in conjunction with a health insurance policy or if you are not covered by health insurance. PIP is not universally available but can be used in place of medical payments coverage.

How Much are Pontiac Grand Prix Insurance Rates?