Vehicles > Nissan > Versa

Nissan Versa Insurance Rates

You have lots of choices when insurance shopping for your Nissan vehicle. You can get prices from an insurance agent or shop online to compare rates from multiple companies. Finding cheaper auto insurance online is easy and at the same time you may find lower rates.

Consumers who are new to the process of comparison shopping may think shopping for cut-rate Versa insurance is very challenging. Cutting your Versa insurance cost is not rocket science. Drivers just need to take a couple of minutes to compare quotes from different insurance companies. It is quite easy and can be accomplished by comparing rates here.

FREE Car Insurance Comparison

What factors impact car insurance premiums?

Insurance premiums for your Nissan Versa can be significantly different based upon several criteria. Taken into consideration are:

  • The performance level of your Versa
  • How many accidents you have had
  • Home/auto policy bundles save money
  • Pleasure, commuting or business use can affect rates
  • Special coverage such as replacement cost
  • Whether or not you have claims
  • Maintaining coverage lowers rates
  • Whether you rent or own your home

One important consideration which can affect your rates is the age of the vehicle. Newer models have a higher actual cash value compared to older Nissan models so repair costs are higher which may end up costing you more. But newer models have more advanced features including a collision avoidance system, a telematics system, dual-stage airbags, and pedestrian detection that may help lower rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Versa from available model years below.

Liability coverage - Liability insurance protects you from damages or injuries you inflict on other's property or people that is your fault. Liability coverage protects against things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so buy as large an amount as possible.

Collision - This pays for damage to your Nissan resulting from colliding with an object or car. You first must pay a deductible and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from lower value vehicles. You can also increase the deductible to save money on collision insurance.

Comprehensive coverage - Comprehensive insurance coverage pays for damage that is not covered by collision coverage. You first have to pay a deductible then your comprehensive coverage will pay. The highest amount you can receive from a comprehensive claim is the actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

UM/UIM Coverage - This protects you and your vehicle's occupants when the "other guys" do not carry enough liability coverage. Since a lot of drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages should not be overlooked.

Medical payments coverage and PIP - Med pay and PIP coverage provide coverage for expenses like doctor visits, EMT expenses, and X-ray expenses. They are often utilized in addition to your health insurance policy or if there is no health insurance coverage. PIP is not available in all states and gives slightly broader coverage than med pay.

How Much are Nissan Versa Insurance Rates?