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Nissan Stanza Insurance Cost

Buying car insurance on the web is simple to do and there is a good chance you might just save a little. The critical component is getting rates from all providers in order to have the lowest rate quotes.

Shopping online for car insurance can be a challenge if you have never used quoting online. But relax because comparing prices is actually very simple. When shopping for car insurance there are multiple ways to compare quotes and find the best price. By far the easiest way to compare Stanza insurance rates is to get quotes online. This can be accomplished by comparing rates here.

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Auto insurance rates paid to insure a Nissan Stanza can be significantly different subject to many criteria. Some of these factors include:

  • Traffic citations increase rates
  • Better credit means lower rates
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • Safety rating of your Stanza
  • What you do for a living
  • Insurance coverage level
  • Whether you own your home

A final factor that helps determine Stanza insurance cost is the model year. Older models cost less in comparison to older models so the costs to repair can decrease annual premiums. Although newer models may have a trim level with safety features included like a telematics system, blind-spot warning system, and sideview assist mirrors that may help lower rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle below.

Liability car insurance

Stanza liability coverage protects you from damage that occurs to a person or their property in an accident. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so consider buying as large an amount as possible.

Collision insurance

Collision insurance pays for damage to your Nissan from colliding with another car or object. You first must pay a deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from vehicles that are older. You can also bump up the deductible in order to get cheaper Stanza insurance cost.

Comprehensive car insurance

This pays for damage OTHER than collision with another vehicle or object. You need to pay your deductible first and the remainder of the damage will be paid by your Nissan Stanza comprehensive insurance. The highest amount you'll receive from a claim is the market value of your vehicle, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage protects you and your vehicle's occupants from other motorists when they do not carry enough liability coverage. Since many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is very important.

Coverage for medical expenses

Med pay and PIP coverage reimburse you for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are often used to cover expenses not covered by your health insurance policy or if you are not covered by health insurance. Personal injury protection coverage is not available in all states and gives slightly broader coverage than med pay.

How Much are Nissan Stanza Insurance Rates?