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Nissan Sentra Insurance Rates

Comparing car insurance by comparing rates online saves time, is easy to do and there is a good chance you might just save a little. The key to finding lower rates is getting rates from as many companies as possible so you can compare the cheapest rate quotes.

Using the web to shop for car insurance direct can be a challenge if you are a beginner to quoting online. Don't let that stop you because comparing prices is actually very simple. When shopping for car insurance there are multiple ways to compare rate quotes from local car insurance companies. The recommended way to find the lowest Sentra insurance cost involves getting comparison quotes online. This can be accomplished by visiting this page.

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Auto insurance rates for your Nissan Sentra can be significantly different and are calculated by many factors. Some of these factors include:

  • Tickets increase premiums
  • Better credit means lower rates
  • Male drivers pay higher rates
  • Higher deductibles save money
  • Safety rating of your Sentra
  • What you do for a living
  • Your coverage level
  • Whether you own your home

A final factor that can impact Sentra insurance rates is the model year. Used vehicles cost less in comparison to older models so the payout to repair may end up costing you less. On the flip side, new Nissan models may have a trim level with safety features like a backup camera, an advanced theft deterrent system, dual-stage airbags, and pedestrian detection that may help provide discounts that lower premiums.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Auto liability insurance - This provides protection from damage that occurs to other's property or people. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so consider buying as large an amount as possible.

Collision coverage - This coverage pays to fix your vehicle from damage resulting from colliding with another car or object. You first must pay a deductible then the remaining damage will be paid by your insurance company. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from vehicles that are older. Another option is to bump up the deductible to get cheaper Sentra insurance rates.

Comprehensive insurance - Comprehensive insurance coverage will pay to fix damage OTHER than collision with another vehicle or object. You first must pay your deductible and the remainder of the damage will be paid by your Nissan Sentra comprehensive insurance. The highest amount you'll receive from a claim is the cash value of the vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage gives you protection when other motorists either have no liability insurance or not enough. Because many people only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Med pay and Personal Injury Protection (PIP) - Medical payments and Personal Injury Protection insurance kick in for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). The coverages can be utilized in addition to your health insurance policy or if you lack health insurance entirely. PIP coverage is not universally available but can be used in place of medical payments coverage.

How Much are Nissan Sentra Insurance Rates?