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Nissan NX Insurance Cost

Comparing auto insurance from online companies is simple to do, plus you may find lower rates. The critical component is to compare rates from as many companies as possible in order to have the lowest rate quotes.

Using the web to shop for auto insurance direct can be difficult if you have never used online rate quotes. Don't let that stop you because we're going to show you how. Lowering your Nissan NX insurance rates is actually quite simple. You just need to take a few minutes to compare quotes online with multiple companies. This can be done by comparing rates here.

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Rates are determined by...

Insurance premiums for your Nissan NX will vary greatly subject to many criteria. Including but not limited to:

  • Traffic citations increase rates
  • Your credit history
  • Men typically pay more than women
  • Deductible amount directly impacts your rate
  • Crash test rating for your NX
  • Whether or not you have claims
  • No coverage lapses saves money
  • Home ownership saves money

One important consideration that can impact your rates is the age of the vehicle. Newer models have a higher value compared to older Nissan models so the payout to repair will push premiums up. Conversely, more recent Nissan vehicles have more advanced features such as active head restraints, adaptive headlights, a backup camera, and tire pressure monitors so those may lower rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability coverage

Nissan NX liability coverage will cover damage or injury you incur to other's property or people. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so buy as much as you can afford.

Collision insurance

This coverage will pay to fix damage to your Nissan resulting from colliding with a stationary object or other vehicle. You have to pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from lower value vehicles. You can also increase the deductible to bring the cost down.

Comprehensive coverage

Comprehensive insurance coverage pays for damage from a wide range of events other than collision. You need to pay your deductible first then your comprehensive coverage will pay. The maximum amount your auto insurance company will pay is the market value of your vehicle, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants from other drivers when they are uninsured or don't have enough coverage. Because many people only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage is a good idea.

Medical payments coverage and PIP

Personal Injury Protection (PIP) and medical payments coverage reimburse you for immediate expenses like EMT expenses, pain medications, and nursing services. They are often utilized in addition to your health insurance plan or if you do not have health coverage. Personal injury protection coverage is only offered in select states and gives slightly broader coverage than med pay.

How Much are Nissan NX Insurance Rates?