Vehicles > Nissan > NV Passenger

Nissan NV Passenger Insurance Rates

You have many choices when attempting to insure your Nissan vehicle. You can either buy through an agent or go online to compare rates from car insurance companies. Comparing car insurance from online rate quotes can be fast and easy, in addition you can save money.

If you've never shopped for car insurance online, you may be confused by the hoards of car insurance companies offering insurance. There are several ways to compare quotes from car insurance companies in your area. The fastest way to compare NV Passenger insurance quotes involves getting comparison quotes online. This is very easy and can be done by comparing rates here.

FREE Car Insurance Comparison

Criteria which help determine NV Passenger insurance cost

Car insurance premiums for a Nissan NV Passenger can vary widely depending on several factors. A few of these criteria are:

  • Higher performance NV Passenger vehicles cost more
  • Any accidents you may have
  • Home and auto can earn discounts
  • Use of your vehicle
  • Optional coverages like vehicle replacement
  • Your occupation
  • The amount of protection requested
  • Owning a home can lower rates

An additional factor that can impact NV Passenger insurance rates is the year of the vehicle. Used vehicles have a much lower replacement value than newer models so repair costs tend to be lower which may result in lower rates. But newer models may have safety features including forward-collision avoidance, adaptive cruise control, and lane departure warning system which can lower rates.

To get more specific information about how much rates will be for your vehicle, select the year of your NV Passenger from the following list.

Liability insurance

This coverage protects you from injuries or damage you cause to other people or property. Liability coverage pays for claims such as funeral expenses, loss of income, and emergency aid. Coverage is generally pretty cheap so you should buy higher limits if possible.

Auto collision coverage

This coverage pays for damage to your Nissan caused by collision with another vehicle or an object, but not an animal. You will need to pay your deductible then your collision coverage will kick in. NV Passenger collision insurance is rather expensive coverage, so you might think about dropping it from older vehicles. You can also raise the deductible to save money on collision insurance.

Comprehensive protection

Comprehensive insurance pays for damage caused by mother nature, theft, vandalism and other events. A deductible will apply and then insurance will cover the rest of the damage. The maximum payout a car insurance company will pay at claim time is the ACV or actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This coverage protects you and your vehicle's occupants when the "other guys" do not carry enough liability coverage. Because many people only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is a good idea.

Medical expense coverage

Med pay and PIP coverage pay for bills such as ambulance fees, surgery, and doctor visits. They are often used to fill the gap from your health insurance policy or if there is no health insurance coverage. Personal Injury Protection is not available in all states and gives slightly broader coverage than med pay.

How Much are Nissan NV Passenger Insurance Rates?