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Nissan Leaf Insurance Rates

Comparing car insurance online is easy and there is a good chance you may find lower rates. The key is getting rates from all companies in order to have the cheapest rate quotes.

Beginners to shopping for insurance may think shopping for low-cost Leaf insurance is very challenging. The are a couple different ways to get quotes from local car insurance companies. The recommended way to compare Leaf insurance cost involves getting comparison quotes online. This can be accomplished by comparing rates here.

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Insurance premiums on a Nissan Leaf can be significantly different based upon several criteria. Some of these factors include:

  • Your driving record
  • Better credit means lower rates
  • Men typically pay more than women
  • Deductible amount directly impacts your rate
  • Safety rating of your Leaf
  • Your job
  • Your coverage level
  • Whether you own your home

One important consideration that can impact your rates is the age of the vehicle. Used vehicles cost less compared to new Nissan models so the cost to replace them will push premiums down. On the flip side, more recent Nissan vehicles have more advanced features like adaptive cruise control, blind-spot warning system, autonomous braking, and anti-lock brakes that may help lower rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverage - Liability insurance will cover damage that occurs to people or other property. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so buy as large an amount as possible.

Collision coverage - This coverage will pay to fix damage to your Nissan resulting from a collision with another car or object. You first must pay a deductible and then insurance will cover the remainder. Collision coverage for your Leaf can be pricey, so consider dropping it from lower value vehicles. You can also increase the deductible to get cheaper Leaf insurance rates.

Comprehensive coverage - This coverage pays for damage OTHER than collision with another vehicle or object. You first have to pay a deductible then your comprehensive coverage will pay. The highest amount you'll receive from a claim is the actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage protects you and your vehicle's occupants when other motorists are uninsured or don't have enough coverage. Because many people only carry the minimum required liability limits, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Medical payments coverage and PIP - Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses like nursing services, prosthetic devices, and dental work. They are often used in conjunction with a health insurance policy or if you lack health insurance entirely. PIP is only offered in select states and gives slightly broader coverage than med pay.

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