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Nissan 200SX Insurance Rates

Shopping for auto insurance from online companies can be fast and easy, plus you will probably save money. The most important part is to take the time to get rates from all companies so you can compare the best prices.

If shopping for auto insurance online is new to you, you may be overwhelmed by the hoards of companies competing for your business. Finding a better price on auto insurance is actually quite simple. Consumers just need to spend a few minutes comparing rates provided by online insurance companies. This is very easy and can be done by visiting this page.

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Car insurance rates influenced by...

Insurance rates on a Nissan 200SX can vary widely depending on several factors. Including but not limited to:

  • A clean driving record keeps rates low
  • Credit rating
  • Men typically pay more than women
  • Higher deductibles save money
  • Crash test rating for your 200SX
  • No claims lowers premiums
  • Maintaining coverage lowers rates
  • Home ownership saves money

One last important factor that will help determine the rate you pay on your Nissan is the year of manufacture. A newer vehicle have a higher replacement value so the cost to replace them can inflate annual premiums. But more recent Nissan vehicles may have options including autonomous braking, dual-stage airbags, and sideview assist mirrors which can provide discounts that lower premiums.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability coverage - This coverage will cover damage or injury you incur to people or other property by causing an accident. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so purchase higher limits if possible.

Collision coverages - Collision coverage will pay to fix damage to your Nissan resulting from a collision with a stationary object or other vehicle. You will need to pay your deductible then your collision coverage will kick in. Collision coverage for your Nissan 200SX can be pricey, so you might think about dropping it from vehicles that are 8 years or older. Another option is to choose a higher deductible to save money on collision insurance.

Comprehensive coverage - This coverage will pay to fix damage from a wide range of events other than collision. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The maximum payout your auto insurance company will pay is the ACV or actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured and underinsured coverage - Uninsured or Underinsured Motorist coverage gives you protection when the "other guys" are uninsured or don't have enough coverage. Due to the fact that many drivers only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is important protection for you and your family.

Medical payments coverage and PIP - Personal Injury Protection (PIP) and medical payments coverage pay for immediate expenses for things like EMT expenses, pain medications, and nursing services. The coverages can be used in conjunction with a health insurance policy or if there is no health insurance coverage. Personal Injury Protection is only offered in select states but can be used in place of medical payments coverage.

How Much are Nissan 200SX Insurance Rates?