Vehicles > Mitsubishi > Outlander Sport

Mitsubishi Outlander Sport Insurance Cost

Finding cheaper auto insurance from online companies is easy and there is a good chance you might just save a little. The key is to compare as many rate quotes as possible in order to have the lowest rate quotes.

Consumers who are new to the process of shopping for insurance may think buying cheap Outlander Sport insurance can be quite difficult. Lowering your Outlander Sport insurance rates is actually quite simple. You just need to take a few minutes to get quotes from different insurance companies. It is quite easy and can be accomplished by comparing rates here.

FREE Car Insurance Comparison

Auto insurance rates for a Mitsubishi Outlander Sport will vary greatly based upon several criteria. Some of these factors include:

  • Your driving record
  • Your credit history
  • Male rates may be higher
  • Deductible amount directly impacts your rate
  • Safety rating of your Outlander Sport
  • Claims drive up premiums
  • Having current coverage saves
  • Whether you own your home

A final factor which can affect Outlander Sport insurance cost is the model year. Newer models have a higher actual cash value in comparison to later models so repair costs are higher which will push premiums up. On the flip side, newer vehicles may have a trim level with safety features like active head restraints, adaptive headlights, a backup camera, and tire pressure monitors so those may lower rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverage

Liability insurance can cover damage that occurs to other people or property that is your fault. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so consider buying as much as you can afford.

Collision insurance

This covers damage to your Mitsubishi caused by collision with another car or object. You have to pay a deductible and then insurance will cover the remainder. Outlander Sport collision insurance is rather expensive coverage, so consider dropping it from vehicles that are older. You can also bump up the deductible to get cheaper Outlander Sport insurance cost.

Comprehensive coverage

Comprehensive insurance pays for damage OTHER than collision with another vehicle or object. You first have to pay a deductible and the remainder of the damage will be paid by your Mitsubishi Outlander Sport comprehensive insurance. The maximum amount you'll receive from a claim is the actual cash value, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage protects you and your vehicle's occupants when other motorists either are underinsured or have no liability coverage at all. Since a lot of drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Medical payments coverage and PIP

Coverage for medical payments and/or PIP provide coverage for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are often used to fill the gap from your health insurance plan or if you lack health insurance entirely. PIP is not an option in every state and gives slightly broader coverage than med pay.

How Much are Mitsubishi Outlander Sport Insurance Rates?