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Mitsubishi Montero Insurance Rates

There are many options when insurance shopping for your Mitsubishi vehicle. You can get prices from a local agent or go online to compare pricing from multiple companies. Comparing auto insurance online can be fast and easy and there is a good chance you might just save a little.

If you've never shopped for auto insurance online, you can be overwhelmed by the hoards of online auto insurance companies and websites vying for your business. Cutting your Montero insurance cost is not rocket science. Drivers just need to take a couple of minutes to get quotes provided by online insurance companies. This can be done by visiting this page.

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Auto insurance rates for your Mitsubishi Montero can be significantly different depending on several factors. Some of these factors include:

  • Higher performance Montero vehicles cost more
  • How many accidents you have had
  • Home and auto can earn discounts
  • Pleasure, commuting or business use can affect rates
  • Extra coverages like towing and rental
  • Claims drive up premiums
  • Maintaining coverage lowers rates
  • Whether you own your home

A final factor that can impact Montero insurance rates is the model year. A newer vehicle have a higher value in comparison to later models so the cost to replace them may end up costing you more. But newer models may have a trim level with safety features including a collision avoidance system, a telematics system, dual-stage airbags, and pedestrian detection that may help provide discounts that lower premiums.

To get more specific information about how much rates will be for your vehicle, select the year of your Montero below.

Liability coverage - This coverage protects you from damage that occurs to other's property or people. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so consider buying as large an amount as possible.

Collision - This coverage pays for damage to your Mitsubishi resulting from colliding with another car or object. You first must pay a deductible then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from vehicles that are older. Another option is to bump up the deductible to save money on collision insurance.

Comprehensive coverage - Comprehensive insurance coverage will pay to fix damage OTHER than collision with another vehicle or object. A deductible will apply and the remainder of the damage will be paid by your Mitsubishi Montero comprehensive insurance. The highest amount you'll receive from a claim is the ACV or actual cash value, so if the vehicle is not worth much consider dropping full coverage.

UM/UIM Coverage - Your UM/UIM coverage gives you protection when the "other guys" do not carry enough liability coverage. Because many people only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is a good idea.

Medical payments coverage and PIP - Med pay and PIP coverage pay for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). The coverages can be utilized in addition to your health insurance policy or if there is no health insurance coverage. Personal Injury Protection is not available in all states but can be used in place of medical payments coverage.

How Much are Mitsubishi Montero Insurance Rates?