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Mercedes-Benz R-Class Insurance Rates

Drivers have lots of options when insurance shopping for your Mercedes-Benz vehicle. You can either buy through an agent or price shop online to compare rates from lots of different providers. Comparing auto insurance through online providers is simple to do, plus you can save money.

Using the web to shop for auto insurance direct can be difficult if you have never used online quoting. But don't be discouraged because it's actually quite easy. Cutting your R-Class insurance cost is surprisingly easy. Drivers just need to take a couple of minutes getting comparison quotes online with multiple companies. This can be done by comparing rates here.

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Rates are determined by these factors

Car insurance premiums on a Mercedes-Benz R-Class can fluctuate considerably subject to many criteria. Including but not limited to:

  • More performance equals higher cost
  • Accidents raise premiums
  • Home and auto can earn discounts
  • Pleasure use vs. commuting use
  • Your age
  • Whether you are married
  • Add-on coverages such as rental reimbursement
  • Your claim history
  • Maintaining coverage lowers rates
  • Home ownership saves money

An additional factor that can impact R-Class insurance rates is the year of the vehicle. Newer models have a higher value than older models so the payout to repair may result in higher rates. But newer models may have safety features including lane departure warning system, a collision avoidance system, a rollover prevention system, and an advanced theft deterrent system which may lower rates.

To get more specific information about how much rates will be for your vehicle, select the year of your R-Class from the list below.

Liability auto insurance - R-Class liability coverage protects you from damage or injury you incur to people or other property. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so you should buy as high a limit as you can afford.

Collision - This coverage pays for damage to your Mercedes-Benz resulting from a collision with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage. Collision coverage for your R-Class can be pricey, so consider removing coverage from older vehicles. You can also raise the deductible to save money on collision insurance.

Comprehensive (Other than Collision) - This coverage pays for damage from a wide range of events other than collision. You need to pay your deductible first and then insurance will cover the rest of the damage. The most your auto insurance company will pay is the market value of your vehicle, so if it's not worth much more than your deductible consider dropping full coverage.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when the "other guys" do not carry enough liability coverage. Because many people only carry the minimum required liability limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages is a good idea.

Medical expense insurance - Med pay and PIP coverage reimburse you for immediate expenses such as EMT expenses, pain medications, and nursing services. They are often used in conjunction with a health insurance program or if there is no health insurance coverage. Personal injury protection coverage is not available in all states and gives slightly broader coverage than med pay.

How Much are Mercedes-Benz R-Class Insurance Rates?