Vehicles > Mercedes-Benz > ML55 AMG

Mercedes-Benz ML55 AMG Insurance Rates

Buying car insurance by comparing rates online is easy and at the same time you might just save a little. The key is to compare rates from all companies in order to accurately compare every option.

People who are new to comparison shopping may think buying low-cost Mercedes-Benz ML55 AMG insurance is going to be difficult. When shopping for car insurance there are multiple ways to compare rate quotes from different insurance companies. The quickest method to find the cheapest Mercedes-Benz ML55 AMG insurance quotes is to get quotes online. It is quite easy and can be accomplished by getting a quick quote here.

FREE Car Insurance Comparison

What factors impact the rate you pay?

Auto insurance rates on a Mercedes-Benz ML55 AMG will vary greatly based upon several criteria. Taken into consideration are:

  • Your driving record
  • Your credit history
  • Where you live
  • The number of annual miles
  • Male drivers pay higher rates
  • The deductible you choose
  • Your vehicle's safety rating
  • What you do for a living
  • The level of coverage
  • Whether you rent or own your home

A final factor that helps determine Mercedes-Benz ML55 AMG insurance rates is the model year. Older models have a reduced actual cash value in comparison to older models so the cost to replace them will push premiums down. Conversely, new Mercedes-Benz models may have a trim level with safety features such as dual-stage airbags, a rollover prevention system, and lane departure warning system so those may help offset higher rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Auto liability insurance

Liability insurance provides protection from damages or injuries you inflict on people or other property in an accident. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so consider buying as much as you can afford.

Collision coverage

Collision insurance pays to fix your vehicle from damage resulting from a collision with an object or car. You have to pay a deductible and then insurance will cover the remainder. Collision coverage for your Mercedes-Benz ML55 AMG can be pricey, so consider dropping it from vehicles that are older. Drivers also have the option to bump up the deductible to bring the cost down.

Comprehensive insurance

This coverage covers damage that is not covered by collision coverage. You first have to pay a deductible and the remainder of the damage will be paid by your Mercedes-Benz ML55 AMG comprehensive insurance. The maximum amount you can receive from a comprehensive claim is the actual cash value, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Uninsured Motorist or Underinsured Motorist insurance

This provides protection from other drivers when they either have no liability insurance or not enough. Since many drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage is very important.

Med pay and Personal Injury Protection (PIP)

Medical payments and Personal Injury Protection insurance provide coverage for expenses (i.e. doctor visits, EMT expenses, and X-ray expenses). They can be used in conjunction with a health insurance plan or if you do not have health coverage. PIP is not universally available and may carry a deductible.

How Much are Mercedes-Benz ML55 AMG Insurance Rates?