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Mercedes-Benz G-Class Insurance Cost

Finding cheaper car insurance online saves time, is easy to do and there is a good chance you can save money. The key to finding lower rates is to take the time to get rates from all companies in order to have the lowest rate quotes.

Finding the best direct price on car insurance can be a challenge if you are a beginner to online quotes. But don't be discouraged because it's actually quite easy. There are several ways to get quotes from local car insurance companies. By far the easiest way to compare G-Class insurance rates is to perform an online rate comparison. This can be accomplished by comparing rates here.

FREE Car Insurance Comparison

Car insurance premiums on a Mercedes-Benz G-Class can vary widely and are calculated by many factors. Some of these factors include:

  • Tickets increase premiums
  • Credit rating
  • Men typically pay more than women
  • Deductible amount directly impacts your rate
  • Safety rating of your G-Class
  • Your occupation
  • Your coverage level
  • Whether you own your home

An additional factor which can affect G-Class insurance cost is the year of the vehicle. Models that are a few years old cost less than newer models so the cost to replace them may end up costing you less. On the flip side, more recent Mercedes-Benz vehicles may have safety features like pedestrian detection, dual-stage airbags, and blind-spot warning system which can lower rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverage

This will cover damage that occurs to people or other property that is your fault. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so you should buy higher limits if possible.

Collision insurance

This will pay to fix damage to your Mercedes-Benz resulting from a collision with another car or object. You will need to pay your deductible then the remaining damage will be paid by your insurance company. Collision coverage for your G-Class can be pricey, so analyze the benefit of dropping coverage from older vehicles. You can also raise the deductible to get cheaper G-Class insurance cost.

Comprehensive coverage

This coverage pays for damage OTHER than collision with another vehicle or object. You first must pay your deductible and then insurance will cover the rest of the damage. The maximum payout you'll receive from a claim is the cash value of the vehicle, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage protects you and your vehicle's occupants when other motorists are uninsured or don't have enough coverage. Since a lot of drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Medical payments coverage and PIP

Personal Injury Protection (PIP) and medical payments coverage kick in for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are often used in conjunction with a health insurance policy or if you lack health insurance entirely. PIP coverage is only offered in select states and gives slightly broader coverage than med pay.

How Much are Mercedes-Benz G-Class Insurance Rates?