Vehicles > Mercedes-Benz > CLA-Class

Mercedes-Benz CLA-Class Insurance Rates

Buying auto insurance on the web can be fast and easy, plus you may find lower rates. The most important part is getting as many rate quotes as possible so you can get every option.

If you're new to shopping for auto insurance online, you may be overwhelmed by the hoards of auto insurance companies selling insurance. Finding a lower price on CLA-Class insurance isn't really that difficult. You just have to take a little time to compare quotes provided by online insurance companies. This can be accomplished by completing this short form.

FREE Car Insurance Comparison

Rates are impacted by these things

Insurance premiums for a Mercedes-Benz CLA-Class can be significantly different depending on several factors. Including but not limited to:

  • A clean driving record keeps rates low
  • Better credit means lower rates
  • Where you live
  • How many miles you drive
  • Male drivers pay higher rates
  • Low deductibles cost more
  • Crash test rating for your CLA-Class
  • Whether or not you have claims
  • Having continuous coverage saves you money
  • Home ownership saves money

One important consideration that helps determine your rates is the age of the vehicle. New vehicles cost more compared to older Mercedes-Benz models so the cost to replace them may end up costing you more. Although new Mercedes-Benz models have more advanced features included like adaptive cruise control, sideview assist mirrors, and tire pressure monitors that may help give discounted rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability car insurance

This coverage provides protection from damage or injury you incur to other people or property in an accident. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so buy as large an amount as possible.

Collision coverage

Collision insurance pays to fix your vehicle from damage caused by collision with a stationary object or other vehicle. You first must pay a deductible then your collision coverage will kick in. CLA-Class collision insurance is rather expensive coverage, so you might think about dropping it from lower value vehicles. It's also possible to increase the deductible in order to get cheaper CLA-Class insurance rates.

Comprehensive auto insurance

Comprehensive insurance pays to fix your vehicle from damage from a wide range of events other than collision. A deductible will apply then your comprehensive coverage will pay. The highest amount your auto insurance company will pay is the ACV or actual cash value, so if the vehicle's value is low consider removing comprehensive coverage.

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage protects you and your vehicle from other motorists when they either have no liability insurance or not enough. Since many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is very important.

Coverage for medical expenses

Medical payments and Personal Injury Protection insurance pay for immediate expenses like EMT expenses, pain medications, and nursing services. They are used to fill the gap from your health insurance policy or if you are not covered by health insurance. Personal Injury Protection is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Mercedes-Benz CLA-Class Insurance Rates?