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Mercedes-Benz 400-Class Insurance Rates

Comparing auto insurance on the web is simple to do and there is a good chance you may find lower rates. The critical component is getting rates from all companies in order to accurately compare every option.

Using the web to shop for auto insurance direct can be a challenge if you have never used quoting online. But don't be discouraged because we're going to show you how. Finding a lower price on 400-Class insurance isn't really that difficult. You just have to take a little time to compare quotes online with multiple companies. This can be done by getting a quick quote here.

FREE Car Insurance Comparison

Insurance premiums on a Mercedes-Benz 400-Class can be significantly different subject to many criteria. Some of these factors include:

  • Traffic citations increase rates
  • Better credit means lower rates
  • Your location impacts rates
  • The number of annual miles
  • Male rates may be higher
  • The deductible you choose
  • Safety rating of your 400-Class
  • Whether or not you have claims
  • No coverage lapses saves money
  • Whether you own your home

One important consideration that can impact your rates is the age of the vehicle. Models that are new have a higher value compared to older Mercedes-Benz models so the payout to repair may end up costing you more. Conversely, newer vehicles have more advanced features such as adaptive cruise control, sideview assist mirrors, and tire pressure monitors that may help help offset higher rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle below.

Liability car insurance

400-Class liability coverage can cover damage that occurs to people or other property. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so buy as large an amount as possible.

Collision coverage

This coverage covers damage to your Mercedes-Benz resulting from a collision with another car or object. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your 400-Class can be pricey, so consider removing coverage from lower value vehicles. Drivers also have the option to increase the deductible to bring the cost down.

Comprehensive auto insurance

This coverage covers damage OTHER than collision with another vehicle or object. You need to pay your deductible first then your comprehensive coverage will pay. The highest amount you'll receive from a claim is the market value of your vehicle, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage provides protection from other drivers when they either are underinsured or have no liability coverage at all. Because many people carry very low liability coverage limits, their liability coverage can quickly be exhausted. So UM/UIM coverage is a good idea.

Coverage for medical expenses

Coverage for medical payments and/or PIP reimburse you for short-term medical expenses like nursing services, prosthetic devices, and dental work. They can be used in conjunction with a health insurance policy or if you do not have health coverage. Personal injury protection coverage is not an option in every state and may carry a deductible.

How Much are Mercedes-Benz 400-Class Insurance Rates?