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Lexus GX 470 Insurance Quotes

Comparing auto insurance by getting online quotes saves time, is easy to do and there is a good chance you may find lower rates. The key to finding lower rates is to get rates from all companies in order to accurately compare every company's rates.

Using the web to shop for auto insurance direct can be a challenge if you are a beginner to online quoting. But don't be discouraged because we're going to show you how. Getting lower Lexus GX 470 insurance cost can be relatively painless. The only thing you need to do is invest a little time to compare quotes online from several insurance companies. This can be done by getting a quick quote here.

FREE Car Insurance Comparison

Insurance premiums on a Lexus GX 470 can fluctuate considerably and are calculated by many factors. Some of these factors include:

  • Tickets increase premiums
  • Credit rating impacts rates
  • Your location impacts rates
  • The number of annual miles
  • Your gender can raise or lower rates
  • The deductible you choose
  • Safety rating of your GX 470
  • Whether or not you have claims
  • No coverage lapses saves money
  • Whether you own your home

One important consideration that can impact your rates is the age of the vehicle. Models that are new have a higher value compared to older Lexus models so the costs to repair may result in higher rates. Conversely, newer models have more advanced features such as anti-lock brakes, adaptive cruise control, and autonomous braking which may help offset higher rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle below.

Liability

This protects you from damage that occurs to people or other property. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so buy as high a limit as you can afford.

Coverage for collisions

This coverage pays for damage to your Lexus resulting from a collision with another car or object. A deductible applies then the remaining damage will be paid by your insurance company. Collision coverage for your Lexus GX 470 can be pricey, so analyze the benefit of dropping coverage from lower value vehicles. Drivers also have the option to increase the deductible to bring the cost down.

Comprehensive or Other Than Collision

This coverage covers damage OTHER than collision with another vehicle or object. You first must pay your deductible then your comprehensive coverage will pay. The most you'll receive from a claim is the cash value of the vehicle, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Protection from uninsured/underinsured drivers

Your UM/UIM coverage provides protection from other drivers when they do not carry enough liability coverage. Because many people carry very low liability coverage limits, their limits can quickly be used up. So UM/UIM coverage is a good idea.

Medical costs insurance

Med pay and PIP coverage kick in for short-term medical expenses like nursing services, prosthetic devices, and dental work. They can be used in conjunction with a health insurance program or if you do not have health coverage. PIP coverage is not available in all states and may carry a deductible.

How Much are Lexus GX 470 Insurance Rates?