Vehicles > Jaguar > XK-Series

Jaguar XK-Series Insurance Cost

There are many options when shopping for car insurance for your Jaguar vehicle. You can buy direct from an insurance agent or shop online to compare pricing from many different auto insurance companies. Finding cheaper auto insurance through online rate quotes is easy and there is a good chance you may find lower rates.

Consumers who are new to the process of shopping for insurance may think purchasing cut-rate XK-Series insurance is going to be difficult. Lowering your XK-Series insurance rates can be surprisingly simple. You just need to take a few minutes to compare quotes from different insurance companies. It is quite easy and can be accomplished by visiting this page.

FREE Car Insurance Comparison

Insurance premiums for your Jaguar XK-Series can vary widely based upon several criteria. Some of these factors include:

  • The performance level of your XK-Series
  • Any accidents you may have
  • Home/auto policy bundles save money
  • Pleasure, commuting or business use can affect rates
  • Your age
  • Being married can lower rates
  • Extra coverages like towing and rental
  • Whether or not you have claims
  • Having continuous coverage saves you money
  • Whether you own your home

One important consideration which can affect your rates is the age of the vehicle. A newer vehicle have a higher actual cash value compared to older Jaguar models so repair costs are higher which can inflate annual premiums. Although newer models have more advanced features included like adaptive cruise control, autonomous braking, traction control, and forward-collision avoidance which can provide discounts that lower premiums.

To get a better understanding how much rates will be for your vehicle, select the year of your XK-Series below.

Auto liability

Liability insurance protects you from damage that occurs to other's property or people that is your fault. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so buy higher limits if possible.

Collision insurance

This pays for damage to your Jaguar resulting from colliding with another car or object. You will need to pay your deductible and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from lower value vehicles. Another option is to increase the deductible in order to get cheaper XK-Series insurance cost.

Comprehensive auto coverage

Comprehensive insurance coverage will pay to fix damage OTHER than collision with another vehicle or object. You first have to pay a deductible then your comprehensive coverage will pay. The maximum payout you'll receive from a claim is the actual cash value, so if the vehicle is not worth much consider dropping full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage gives you protection from other motorists when they do not carry enough liability coverage. Since a lot of drivers only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage should not be overlooked.

Medical payments and PIP coverage

Med pay and PIP coverage provide coverage for short-term medical expenses like nursing services, prosthetic devices, and dental work. The coverages can be utilized in addition to your health insurance policy or if you are not covered by health insurance. PIP is not available in all states but can be used in place of medical payments coverage.

How Much are Jaguar XK-Series Insurance Rates?