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Hyundai Elantra GT Insurance Rates

Finding cheaper auto insurance through online rate quotes is simple to do and there is a good chance you can save money. The critical component is to take the time to get rates from as many companies as possible in order to have all your choices.

Finding the best direct price on auto insurance can be a challenge if you have never used online quotes. Don't let that stop you because it's actually quite easy. Getting cheaper insurance rates can be surprisingly simple. The only requirement is to invest a few minutes getting comparison quotes online with multiple companies. It is quite easy and can be accomplished by comparing rates here.

FREE Car Insurance Comparison

Car insurance premiums for your Hyundai Elantra GT can vary widely subject to many criteria. Some of these factors include:

  • Traffic citations increase rates
  • Credit rating
  • The size of your community
  • High miles vs. low miles
  • Male rates may be higher
  • Deductible amount directly impacts your rate
  • Safety rating of your Elantra GT
  • Your claim history
  • No coverage lapses saves money
  • Whether you own your home

An additional factor which can affect Elantra GT insurance rates is the year of the vehicle. Newer models have a higher actual cash value than older models so the payout to repair can inflate annual premiums. Conversely, newer vehicles may have safety features such as autonomous braking, an advanced theft deterrent system, a telematics system, and adaptive headlights which can lower rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle below.

Auto liability

Elantra GT liability coverage can cover damage that occurs to other's property or people that is your fault. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so you should buy higher limits if possible.

Auto collision coverage

This covers damage to your Hyundai resulting from colliding with another car or object. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from older vehicles. You can also raise the deductible to bring the cost down.

Comprehensive auto coverage

Comprehensive insurance coverage pays for damage OTHER than collision with another vehicle or object. You need to pay your deductible first and then insurance will cover the rest of the damage. The maximum payout you'll receive from a claim is the market value of your vehicle, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage protects you and your vehicle's occupants from other drivers when they either are underinsured or have no liability coverage at all. Since a lot of drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage should not be overlooked.

Medical payments and PIP coverage

Coverage for medical payments and/or PIP reimburse you for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are often utilized in addition to your health insurance policy or if you do not have health coverage. Personal injury protection coverage is not an option in every state and gives slightly broader coverage than med pay.

How Much are Hyundai Elantra GT Insurance Rates?