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Honda Prelude Insurance Rates

Comparing auto insurance through online rate quotes is simple to do, plus you may find lower rates. The critical component is to compare rates from all providers in order to accurately compare the lowest prices.

Using the web to shop for auto insurance direct can be difficult if you have never used online rate quotes. But relax because we're going to show you how. Cutting your Prelude insurance cost can be surprisingly simple. Drivers just need to take a couple of minutes to compare quotes online with multiple companies. This can be done by getting a quick quote here.

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Rates are determined by these factors

Insurance premiums paid to insure a Honda Prelude will vary greatly subject to many criteria. Including but not limited to:

  • Traffic citations increase rates
  • Your credit history
  • Your gender can raise or lower rates
  • The deductible you choose
  • Crash test rating for your Prelude
  • Whether or not you have claims
  • Having current coverage saves
  • Home ownership saves money

One important consideration that can impact your rates is the age of the vehicle. Models that are new have a higher value compared to older Honda models so the payout to repair will push premiums up. On the flip side, newer models have more advanced features like an advanced theft deterrent system, traction control, lane departure warning system, and dual-stage airbags so those may help offset higher rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Auto liability - Prelude liability coverage protects you from damage or injury you incur to a person or their property. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so buy as much as you can afford.

Collision - This coverage pays for damage to your Honda from colliding with a stationary object or other vehicle. You have to pay a deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from lower value vehicles. Drivers also have the option to increase the deductible to get cheaper Prelude insurance rates.

Comprehensive auto coverage - This covers damage from a wide range of events other than collision. You need to pay your deductible first then your comprehensive coverage will pay. The maximum amount your auto insurance company will pay is the market value of your vehicle, so if your deductible is as high as the vehicle's value consider dropping full coverage.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage provides protection when other motorists do not carry enough liability coverage. Because many people carry very low liability coverage limits, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Medical payments and PIP coverage - Med pay and PIP coverage reimburse you for immediate expenses like EMT expenses, pain medications, and nursing services. They can be used to cover expenses not covered by your health insurance plan or if you lack health insurance entirely. Personal injury protection coverage is not available in all states and may carry a deductible.

How Much are Honda Prelude Insurance Rates?