Shopping for car insurance from online companies is easy and there is a good chance you might just save a little. The key is to compare rates from all providers in order to accurately compare the lowest priced insurance.

Consumers not familiar with shopping for insurance may think buying affordable 1997 insurance can be quite difficult. When shopping for car insurance there are multiple ways to get quotes from local car insurance companies. The best method to find the cheapest consists of shopping online. This can be accomplished by getting a quick quote here.

Auto insurance rates paid to insure a 1997 will vary greatly based upon several criteria. Some of these factors include:

• Your driving record
• Your credit history
• Men typically pay more than women
• The deductible you choose
• Safety rating of your 1997
• What you do for a living
• Your coverage level
• Whether you own your home

A final factor that will help determine is the model year. Older cars and trucks cost less in comparison to older models so the costs to repair will push premiums down. On the flip side, more recent vehicles may have a trim level with safety features like autonomous braking, tire pressure monitors, and dual-stage airbags so those may help offset higher rates.

Liability coverage - Liability insurance will cover damage that occurs to a person or their property by causing an accident. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so consider buying as much as you can afford.

Collision coverage - Collision coverage will pay to fix damage to your from colliding with another car or object. You have to pay a deductible and then insurance will cover the remainder. This coverage can be expensive, so consider dropping it from vehicles that are older. Drivers also have the option to bump up the deductible to get cheaper .

Comprehensive coverage - This covers damage OTHER than collision with another vehicle or object. You first have to pay a deductible and the remainder of the damage will be paid by your comprehensive insurance. The maximum amount you'll receive from a claim is the actual cash value, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage provides protection when other motorists are uninsured or don't have enough coverage. Due to the fact that many drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Medical payments coverage and PIP - Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They can be used to cover expenses not covered by your health insurance plan or if you lack health insurance entirely. PIP is only offered in select states and may carry a deductible.