Buying car insurance from online rate quotes is easy, plus you might just save a little. The key is to compare as many rate quotes as possible in order to have the best prices.

People who are new to buying insurance may think buying cheap 1996 insurance is more work than they want to put in. When shopping for car insurance there are multiple ways of comparing rates from local car insurance companies. One of the best ways to compare is to get quotes online. This can be done by comparing rates here.

Rates are impacted by the following

Auto insurance rates for a 1996 will vary greatly based upon several criteria. Including but not limited to:

• Your driving record
• Your credit history
• Male rates may be higher
• Deductible amount directly impacts your rate
• Crash test rating for your 1996
• What you do for a living
• Your coverage level
• Home ownership saves money

A final factor that helps determine is the model year. Older models have a lower value in comparison to older models so repair costs tend to be lower which will push premiums down. On the flip side, newer vehicles may have a trim level with safety features like a collision avoidance system, all-wheel drive, adaptive cruise control, and lane departure warning system so those may lower rates.

Liability insurance - Liability insurance can cover damage or injury you incur to other people or property in an accident. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so consider buying as much as you can afford.

Collision coverages - Collision insurance covers damage to your caused by collision with a stationary object or other vehicle. You have to pay a deductible and then insurance will cover the remainder. 1996 collision insurance is rather expensive coverage, so consider dropping it from vehicles that are older. You can also bump up the deductible to get cheaper .

Comprehensive protection - Comprehensive insurance pays for damage from a wide range of events other than collision. You first have to pay a deductible and the remainder of the damage will be paid by your comprehensive insurance. The maximum amount your car insurance company will pay is the actual cash value, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

Uninsured and underinsured coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when other motorists either are underinsured or have no liability coverage at all. Since many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Medical expense coverage - Coverage for medical payments and/or PIP provide coverage for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are often used to fill the gap from your health insurance plan or if you lack health insurance entirely. PIP is not an option in every state and gives slightly broader coverage than med pay.