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Ford Transit Connect Insurance Rates

Buying auto insurance by getting online quotes saves time, is easy to do and there is a good chance you may find lower rates. The key to finding lower rates is to compare rates from all companies so you can compare the best prices.

Shopping online for auto insurance can be a challenge if you are a beginner to online rate quotes. But don't be discouraged because we're going to show you how. Finding a better price on auto insurance can be relatively painless. Consumers just need to spend a few minutes to compare quotes online from several insurance companies. This can be accomplished by visiting this page.

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Insurance premiums on a Ford Transit Connect will vary greatly and are calculated by many factors. Some of these factors include:

  • Tickets increase premiums
  • Your credit history
  • Men typically pay more than women
  • Higher deductibles save money
  • Safety rating of your Transit Connect
  • Whether or not you have claims
  • Having continuous coverage saves you money
  • Whether you own your home

One important consideration that helps determine your rates is the age of the vehicle. A newer vehicle cost more compared to older Ford models so the costs to repair will push premiums up. Although more recent Ford vehicles have more advanced features included like pedestrian detection, dual-stage airbags, a rollover prevention system, and automatic crash notification so those may provide discounts that lower premiums.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle below.

Liability - This will cover damage that occurs to people or other property in an accident. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so buy as much as you can afford.

Collision coverages - Collision insurance will pay to fix damage to your Ford resulting from a collision with another car or object. You have to pay a deductible then the remaining damage will be paid by your insurance company. Collision coverage for your Transit Connect can be pricey, so analyze the benefit of dropping coverage from lower value vehicles. Another option is to increase the deductible in order to get cheaper Transit Connect insurance rates.

Comprehensive or Other Than Collision - This coverage will pay to fix damage OTHER than collision with another vehicle or object. You first must pay your deductible then your comprehensive coverage will pay. The maximum amount you'll receive from a claim is the cash value of the vehicle, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured and underinsured coverage - Your UM/UIM coverage gives you protection from other motorists when they are uninsured or don't have enough coverage. Since many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is very important.

Medical costs insurance - Personal Injury Protection (PIP) and medical payments coverage kick in for short-term medical expenses like nursing services, prosthetic devices, and dental work. The coverages can be used in conjunction with a health insurance plan or if you are not covered by health insurance. PIP coverage is only offered in select states but can be used in place of medical payments coverage.

How Much are Ford Transit Connect Insurance Rates?