Vehicles > Ford > Thunderbird

Ford Thunderbird Insurance Quotes

You have lots of choices when trying to find low-cost insurance for your Ford vehicle. You can buy from an agent or get quotes online to check prices from multiple companies. Shopping for car insurance online saves time, is easy to do and at the same time you can save money.

Comparing car insurance rates direct online is challenging if you are a beginner to online quoting. But don't let that discourage you because it's actually quite easy. There are several ways to compare quotes from different insurance companies. The simplest method to find competitive Thunderbird insurance cost consists of shopping online. It is quite easy and can be accomplished by completing this short form.

FREE Car Insurance Comparison

What factors determine Thunderbird insurance rates?

Car insurance premiums for a Ford Thunderbird can fluctuate considerably and are calculated by many factors. Taken into consideration are:

  • High performance increases premiums
  • Accidents raise premiums
  • Whether you insure your home with the same company
  • Use of your vehicle
  • Special coverage such as replacement cost
  • Your occupation
  • The level of coverage
  • Whether you rent or own your home

An additional factor that will help determine Thunderbird insurance quotes is the year of the vehicle. Older cars and trucks have a reduced actual cash value than newer models so repair costs tend to be lower which may end up costing you less. Conversely, newer models may have safety features such as a telematics system, adaptive cruise control, and anti-lock brakes which may give discounted rates.

To get a better idea how much rates will be for your vehicle, select the year of your Thunderbird from available model years below.

Liability coverage

This protects you from damages or injuries you inflict on other people or property by causing an accident. Liability can pay for things such as emergency aid, pain and suffering, and medical services. It is cheap coverage so you should buy as high a limit as you can afford.

Coverage for collisions

Collision coverage pays for damage to your Ford caused by collision with an object or car. A deductible applies then the remaining damage will be paid by your insurance company. Thunderbird collision insurance is rather expensive coverage, so analyze the benefit of dropping coverage from older vehicles. It's also possible to raise the deductible to bring the cost down.

Comprehensive coverage

Comprehensive insurance pays to fix your vehicle from damage that is not covered by collision coverage. You first must pay your deductible and then insurance will cover the rest of the damage. The most you can receive from a comprehensive claim is the cash value of the vehicle, so if the vehicle's value is low consider dropping full coverage.

Protection from uninsured/underinsured drivers

This protects you and your vehicle from other drivers when they do not carry enough liability coverage. Due to the fact that many drivers have only the minimum liability required by law, their limits can quickly be used up. So UM/UIM coverage is important protection for you and your family.

Medical payments coverage and PIP

Med pay and PIP coverage kick in for expenses such as doctor visits, EMT expenses, and X-ray expenses. They are used to fill the gap from your health insurance program or if you do not have health coverage. PIP coverage is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Ford Thunderbird Insurance Rates?