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Ford Probe Insurance Quotes

Shopping for auto insurance by getting online quotes is simple to do, in addition you may find lower rates. The critical component is to compare rates from all companies so you can compare every company's rates.

Comparing auto insurance rates direct online can be complicated if you have never used online rate quotes. But don't be discouraged because we're going to show you how. Getting lower Probe insurance cost can be relatively painless. The only thing you need to do is invest a little time to compare quotes online with multiple companies. This is very easy and can be done by visiting this page.

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Criteria which help determine Ford insurance rates

Insurance premiums on a Ford Probe will vary greatly subject to many criteria. A few of these criteria are:

  • Traffic citations increase rates
  • Your credit history
  • Where you reside can make a big difference
  • The number of annual miles
  • Male drivers pay higher rates
  • Higher deductibles save money
  • NTSB crash rating for your vehicle
  • Whether or not you have claims
  • Maintaining coverage lowers rates
  • Owning a home can lower rates

One important consideration that will help determine your rates is the age of the vehicle. A newer vehicle have a higher replacement value compared to older Ford models so the payout to repair will push premiums up. But new Ford models have more advanced features including anti-lock brakes, adaptive cruise control, and autonomous braking so those may provide discounts that lower premiums.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Liability

Probe liability coverage provides protection from injuries or damage you cause to people or other property by causing an accident. Liability insurance covers claims such as funeral expenses, loss of income, and emergency aid. This coverage is usually fairly inexpensive so buy as much as you can afford.

Coverage for collisions

Collision coverage pays to fix your vehicle from damage resulting from a collision with another vehicle or an object, but not an animal. You have to pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Probe can be pricey, so consider removing coverage from lower value vehicles. Another option is to increase the deductible to save money on collision insurance.

Comprehensive or Other Than Collision

This coverage will pay to fix damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first then your comprehensive coverage will pay. The maximum amount a auto insurance company will pay at claim time is the market value of your vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

Protection from uninsured/underinsured drivers

This coverage gives you protection when the "other guys" either have no liability insurance or not enough. Due to the fact that many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is important protection for you and your family.

Medical costs insurance

Medical payments and Personal Injury Protection insurance reimburse you for bills like ambulance fees, surgery, and doctor visits. The coverages can be used in conjunction with a health insurance plan or if there is no health insurance coverage. Personal injury protection coverage is not universally available but can be used in place of medical payments coverage.

How Much are Ford Probe Insurance Rates?