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Ford Mustang Insurance Rates

There are many options when buying insurance for your Ford vehicle. You can buy from an agent or go online to check prices from multiple insurance companies. Shopping for car insurance on the web can be fast and easy and there is a good chance you can save money.

If shopping for car insurance online is new to you, you can be overwhelmed by the hoards of online car insurance companies and websites offering insurance. There are several ways to compare quotes from car insurance companies in your area. The recommended way to find competitive Mustang insurance cost consists of shopping online. This can be accomplished by completing this short form.

FREE Car Insurance Comparison

Car insurance premiums for your Ford Mustang will vary greatly depending on several factors. Some of these factors include:

  • Higher performance Mustang vehicles cost more
  • Your accident history
  • Whether you insure your home with the same company
  • Pleasure, commuting or business use can affect rates
  • Your age
  • Having a spouse can save money
  • Extra coverages like towing and rental
  • Your occupation
  • The amount of protection requested
  • Whether you own your home

An additional factor that will help determine Mustang insurance rates is the year of the vehicle. Older cars and trucks cost less than newer models so the payout to repair may result in lower rates. But newer models may have safety features including tire pressure monitors, active head restraints, and pedestrian detection so those may give discounted rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Mustang below.

Liability car insurance - This coverage protects you from damage that occurs to other's property or people by causing an accident. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so you should buy as much as you can afford.

Collision coverage - Collision coverage pays for damage to your Ford resulting from colliding with another car or object. You have to pay a deductible then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from older vehicles. It's also possible to raise the deductible to save money on collision insurance.

Comprehensive car insurance - Comprehensive insurance coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. A deductible will apply and then insurance will cover the rest of the damage. The maximum amount you'll receive from a claim is the ACV or actual cash value, so if the vehicle's value is low consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage protects you and your vehicle when the "other guys" do not carry enough liability coverage. Due to the fact that many drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is important protection for you and your family.

Coverage for medical expenses - Med pay and PIP coverage pay for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are utilized in addition to your health insurance plan or if there is no health insurance coverage. Personal Injury Protection is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Ford Mustang Insurance Rates?