Vehicles > Ford > LTD Crown Victoria

Ford LTD Crown Victoria Insurance Rates

There are many options when shopping for insurance coverage for your Ford vehicle. You can buy direct from a local agent or get quotes online to compare rates from many different companies. Shopping for car insurance from online companies saves time, is easy to do and there is a good chance you might just save a little.

Comparing car insurance rates direct online can be a challenge if you are a beginner to online quoting. But relax because comparing prices is actually very simple. When shopping for car insurance there are multiple ways to compare quotes from car insurance companies in your area. The best method to compare LTD Crown Victoria insurance cost consists of shopping online. This can be accomplished by comparing rates here.

FREE Car Insurance Comparison

Auto insurance rates paid to insure a Ford LTD Crown Victoria can fluctuate considerably and are calculated by many factors. Some of these factors include:

  • High performance increases premiums
  • Accidents raise premiums
  • Whether you insure your home with the same company
  • How you use your vehicle
  • Extra coverages like towing and rental
  • What you do for a living
  • The amount of protection requested
  • Whether you own your home

A final factor that will help determine LTD Crown Victoria insurance rates is the model year. Older cars and trucks cost less in comparison to older models so the costs to repair may end up costing you less. But newer models may have a trim level with safety features including autonomous braking, tire pressure monitors, and dual-stage airbags which may lower rates.

To get more specific information about how much rates will be for your vehicle, select the year of your LTD Crown Victoria below.

Liability coverage - This protects you from damage that occurs to a person or their property by causing an accident. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so consider buying as high a limit as you can afford.

Collision coverage - Collision coverage pays for damage to your Ford from colliding with another car or object. A deductible applies then the remaining damage will be paid by your insurance company. This coverage can be expensive, so analyze the benefit of dropping coverage from vehicles that are older. You can also bump up the deductible to save money on collision insurance.

Comprehensive coverage - This pays for damage OTHER than collision with another vehicle or object. You first must pay your deductible and the remainder of the damage will be paid by your Ford LTD Crown Victoria comprehensive insurance. The most you'll receive from a claim is the cash value of the vehicle, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage protects you and your vehicle's occupants when the "other guys" do not carry enough liability coverage. Due to the fact that many drivers only carry the minimum required liability limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages is important protection for you and your family.

Medical payments coverage and PIP - Med pay and PIP coverage kick in for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are often used to cover expenses not covered by your health insurance program or if there is no health insurance coverage. PIP coverage is not available in all states and gives slightly broader coverage than med pay.

How Much are Ford LTD Crown Victoria Insurance Rates?