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Ford Fusion Insurance Quotes

There are many options when looking for the best insurance on your Ford vehicle. You can either contact an insurance agent or go online to compare rates from many different companies. Shopping for auto insurance from online companies can be fast and easy and there is a good chance you may find lower rates.

If shopping for auto insurance online is new to you, you can be overwhelmed by the hoards of auto insurance companies selling insurance. Reducing your Fusion insurance cost is actually quite simple. All that's required is to spend a few minutes on the computer to compare quotes provided by online insurance companies. This is very easy and can be done by comparing rates here.

FREE Car Insurance Comparison

Insurance premiums for a Ford Fusion will vary greatly depending on several factors. Some of these factors include:

  • Higher performance Fusion vehicles cost more
  • Your accident history
  • Whether you insure your home with the same company
  • Use of your vehicle
  • Extra coverages like towing and rental
  • Whether or not you have claims
  • Maintaining coverage lowers rates
  • Whether you own your home

One important consideration that will help determine your rates is the age of the vehicle. Newer models have a higher replacement value compared to older Ford models so the cost to replace them will push premiums up. But newer models have more advanced features including forward-collision avoidance, automatic crash notification, and tire pressure monitors so those may lower rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Fusion below.

Liability coverage

This coverage protects you from damage that occurs to other people or property by causing an accident. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so buy as much as you can afford.

Collision coverage protection

Collision coverage pays for damage to your Ford caused by collision with another car or object. You have to pay a deductible then your collision coverage will kick in. Fusion collision insurance is rather expensive coverage, so you might think about dropping it from lower value vehicles. You can also increase the deductible to save money on collision insurance.

Comprehensive coverage

Comprehensive insurance pays for damage OTHER than collision with another vehicle or object. A deductible will apply then your comprehensive coverage will pay. The maximum amount you'll receive from a claim is the ACV or actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

Coverage for uninsured or underinsured drivers

Your UM/UIM coverage protects you and your vehicle's occupants when the "other guys" do not carry enough liability coverage. Due to the fact that many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is important protection for you and your family.

Medical payments coverage and PIP

Med pay and PIP coverage pay for short-term medical expenses like nursing services, prosthetic devices, and dental work. They are often used to fill the gap from your health insurance plan or if there is no health insurance coverage. Personal Injury Protection is not available in all states and gives slightly broader coverage than med pay.

How Much are Ford Fusion Insurance Rates?