Vehicles > Ford > F-250 Super Duty

Ford F-250 Super Duty Insurance Rates

Shopping for auto insurance through online companies can be fast and easy, plus you can save money. The most important part is getting rates from as many companies as possible in order to accurately compare every option.

If shopping for auto insurance online is new to you, you may be overwhelmed by the hoards of online auto insurance companies and websites offering insurance. Finding a lower price on F-250 Super Duty insurance is not a difficult process. You just have to take a little time getting comparison quotes provided by online insurance companies. This is very easy and can be done by getting a quick quote here.

FREE Car Insurance Comparison

Car insurance rates influenced by...

Car insurance premiums for your Ford F-250 Super Duty can be significantly different depending on several factors. Including but not limited to:

  • A clean driving record keeps rates low
  • Better credit means lower rates
  • Where you reside can make a big difference
  • High miles vs. low miles
  • Men typically pay more than women
  • The deductible you choose
  • Crash test rating for your F-250 Super Duty
  • Your claim history
  • Having current coverage saves
  • Home ownership saves money

An additional factor that will help determine F-250 Super Duty insurance rates is the year of the vehicle. Models that are new have a higher replacement value than older models so the cost to replace them may end up costing you more. On the flip side, more recent Ford vehicles may have safety features like a telematics system, adaptive cruise control, and traction control that may help help offset higher rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Coverage for liability

This coverage will cover damage or injury you incur to other's property or people by causing an accident. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so you should buy as large an amount as possible.

Collision coverage

Collision coverage will pay to fix damage to your Ford resulting from colliding with a stationary object or other vehicle. You first must pay a deductible then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from older vehicles. Drivers also have the option to raise the deductible to get cheaper F-250 Super Duty insurance rates.

Comprehensive coverage (or Other than Collision)

Comprehensive insurance coverage covers damage from a wide range of events other than collision. A deductible will apply and then insurance will cover the rest of the damage. The highest amount your auto insurance company will pay is the ACV or actual cash value, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage provides protection when other motorists are uninsured or don't have enough coverage. Due to the fact that many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Insurance for medical payments

Personal Injury Protection (PIP) and medical payments coverage pay for immediate expenses such as EMT expenses, pain medications, and nursing services. They can be utilized in addition to your health insurance policy or if you lack health insurance entirely. Personal Injury Protection is only offered in select states and may carry a deductible.

How Much are Ford F-250 Super Duty Insurance Rates?