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Ford Edge Insurance Rates

Buying car insurance online can be fast and easy, plus you might just save a little. The most important part is to compare as many rate quotes as possible in order to have the cheapest rate quotes.

If you're new to shopping for car insurance online, you may be overwhelmed by the hoards of car insurance companies vying for your business. When shopping for car insurance there are multiple ways to get quotes from car insurance companies in your area. The recommended way to compare Edge insurance cost is to get quotes online. This can be done by comparing rates here.

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Rates are impacted by...

Auto insurance rates for a Ford Edge will vary greatly depending on several factors. Including but not limited to:

  • A clean driving record keeps rates low
  • Your credit history
  • Men typically pay more than women
  • Deductible amount directly impacts your rate
  • Crash test rating for your Edge
  • What you do for a living
  • The amount of protection requested
  • Home ownership saves money

A final factor that helps determine Edge insurance rates is the model year. Older models have a lower value in comparison to older models so repair costs tend to be lower which may result in lower rates. But more recent Ford vehicles may have a trim level with safety features including adaptive cruise control, blind-spot warning system, autonomous braking, and anti-lock brakes so those may lower rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability coverage - This coverage will cover damage or injury you incur to other people or property in an accident. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so consider buying as much as you can afford.

Collision coverage - Collision insurance will pay to fix damage to your Ford caused by collision with a stationary object or other vehicle. You have to pay a deductible then your collision coverage will kick in. Edge collision insurance is rather expensive coverage, so you might think about dropping it from vehicles that are older. You can also bump up the deductible to save money on collision insurance.

Comprehensive coverage - Comprehensive insurance pays for damage from a wide range of events other than collision. A deductible will apply and the remainder of the damage will be paid by your Ford Edge comprehensive insurance. The maximum amount your car insurance company will pay is the ACV or actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when the "other guys" are uninsured or don't have enough coverage. Since many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is very important.

Medical payments coverage and PIP - Personal Injury Protection (PIP) and medical payments coverage pay for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are often used to fill the gap from your health insurance plan or if there is no health insurance coverage. Personal Injury Protection is only offered in select states and gives slightly broader coverage than med pay.

How Much are Ford Edge Insurance Rates?