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FIAT 500 Insurance Rates

There are many options when buying insurance for your FIAT vehicle. You can buy direct from a local agent or go online to compare rates from insurance providers. Buying car insurance by comparing rates online can be fast and easy and there is a good chance you might just save a little.

If you're new to shopping for car insurance online, you can be overwhelmed by the hoards of online car insurance companies and websites vying for your business. When shopping for car insurance there are multiple ways to compare quotes from local car insurance companies. The recommended way to compare FIAT 500 insurance cost is to get quotes online. This can be accomplished by comparing rates here.

FREE Car Insurance Comparison

Auto insurance rates for your FIAT 500 can be significantly different depending on several factors. Some of these factors include:

  • Higher performance 500 vehicles cost more
  • How many accidents you have had
  • Multiple policies can save money
  • Pleasure, commuting or business use can affect rates
  • Extra coverages like towing and rental
  • What you do for a living
  • Your coverage level
  • Whether you own your home

A final factor that helps determine FIAT 500 insurance rates is the model year. Older models cost less in comparison to older models so the payout to repair may result in lower rates. On the flip side, newer models may have a trim level with safety features like a backup camera, an advanced theft deterrent system, dual-stage airbags, and pedestrian detection that may help lower rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your 500 below.

Auto liability insurance - This coverage protects you from damage that occurs to other's property or people in an accident. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so consider buying as large an amount as possible.

Collision coverage - Collision insurance pays for damage to your FIAT resulting from colliding with another car or object. You first must pay a deductible then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from vehicles that are older. You can also bump up the deductible to get cheaper FIAT 500 insurance rates.

Comprehensive insurance - Comprehensive insurance coverage pays for damage OTHER than collision with another vehicle or object. A deductible will apply and the remainder of the damage will be paid by your FIAT 500 comprehensive insurance. The highest amount you'll receive from a claim is the ACV or actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage protects you and your vehicle's occupants when other motorists do not carry enough liability coverage. Since many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Med pay and Personal Injury Protection (PIP) - Med pay and PIP coverage pay for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are often utilized in addition to your health insurance policy or if you lack health insurance entirely. Personal Injury Protection is not available in all states and gives slightly broader coverage than med pay.

How Much are FIAT 500 Insurance Rates?