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FIAT 124 Spider Insurance Quotes

Comparing car insurance from online rate quotes is easy and there is a good chance you may find lower rates. The key is to get rates from all companies in order to accurately compare every possible rate.

Beginners to shopping for insurance may think finding low-cost 124 Spider insurance is more work than they want to put in. The are a couple different ways to compare rate quotes from different insurance companies. The best way to find the cheapest 124 Spider insurance cost involves getting comparison quotes online. This can be accomplished by getting a quick quote here.

FREE Car Insurance Comparison

Insurance premiums on a FIAT 124 Spider can fluctuate considerably based upon several criteria. Some of these factors include:

  • Your driving record
  • Credit rating impacts rates
  • Your location impacts rates
  • The number of annual miles
  • Male drivers pay higher rates
  • The deductible you choose
  • Safety rating of your 124 Spider
  • Your job
  • The level of coverage
  • Whether you own your home

One important consideration that can impact your rates is the age of the vehicle. Used vehicles cost less compared to new FIAT models so the cost to replace them will push premiums down. Conversely, new FIAT models have more advanced features such as an advanced theft deterrent system, forward-collision avoidance, and a backup camera which may help offset higher rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle below.

Liability insurance

Liability insurance provides protection from damage that occurs to people or other property. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so buy as high a limit as you can afford.

Collision coverage protection

This coverage pays to fix your vehicle from damage resulting from a collision with another car or object. A deductible applies and then insurance will cover the remainder. Collision coverage for your 124 Spider can be pricey, so consider dropping it from lower value vehicles. Drivers also have the option to increase the deductible to bring the cost down.

Comprehensive protection

This coverage covers damage OTHER than collision with another vehicle or object. You first have to pay a deductible then your comprehensive coverage will pay. The most you'll receive from a claim is the actual cash value, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Coverage for uninsured or underinsured drivers

Your UM/UIM coverage provides protection from other drivers when they either have no liability insurance or not enough. Because many people carry very low liability coverage limits, their limits can quickly be used up. So UM/UIM coverage is a good idea.

Medical expense coverage

Medical payments and Personal Injury Protection insurance provide coverage for short-term medical expenses like nursing services, prosthetic devices, and dental work. They can be used in conjunction with a health insurance program or if you do not have health coverage. PIP is not universally available and may carry a deductible.

How Much are FIAT 124 Spider Insurance Rates?