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Dodge Viper Insurance Rates

Comparing auto insurance from online rate quotes is simple to do and there is a good chance you will probably save money. The critical component is getting rates from as many companies as possible so you can get the best prices.

Using the web to shop for auto insurance direct can be a challenge if you have never used quoting online. Don't let that stop you because there is an easy way to compare rates. Finding a better price on auto insurance doesn't have to be difficult. Consumers just need to spend a few minutes comparing rates online with multiple companies. This can be done by completing this short form.

FREE Car Insurance Comparison

Insurance rates for your Dodge Viper can be significantly different subject to many criteria. Some of these factors include:

  • Traffic citations increase rates
  • Better credit means lower rates
  • Men typically pay more than women
  • Low deductibles cost more
  • Safety rating of your Viper
  • No claims lowers premiums
  • Having continuous coverage saves you money
  • Whether you own your home

One last important factor that can impact the rate you pay on your Dodge is the year of manufacture. New vehicles have a higher value so the payout to repair may end up costing you more. Although more recent Dodge vehicles may have options included like a collision avoidance system, all-wheel drive, adaptive cruise control, and lane departure warning system that may help give discounted rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle below.

Liability insurance - Viper liability coverage will cover damage that occurs to other's property or people. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so purchase as large an amount as possible.

Collision coverages - This coverage will pay to fix damage to your Dodge resulting from colliding with another car or object. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from vehicles that are 8 years or older. It's also possible to choose a higher deductible in order to get cheaper Viper insurance rates.

Comprehensive protection - Comprehensive insurance coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The highest amount you'll receive from a claim is the market value of your vehicle, so if the vehicle's value is low it's not worth carrying full coverage.

Uninsured and underinsured coverage - Your UM/UIM coverage protects you and your vehicle from other motorists when they are uninsured or don't have enough coverage. Because many people have only the minimum liability required by law, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is a good idea.

Medical expense coverage - Personal Injury Protection (PIP) and medical payments coverage reimburse you for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are utilized in addition to your health insurance policy or if you are not covered by health insurance. Personal injury protection coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Dodge Viper Insurance Rates?