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Dodge SRT Viper Insurance Cost

Shopping for auto insurance by comparing rates online saves time, is easy to do and at the same time you can save money. The key to finding lower rates is to compare as many rate quotes as possible so you can compare the lowest rate quotes.

Comparing auto insurance rates direct online is challenging if you are a beginner to online rate quotes. But don't let that discourage you because it's actually quite easy. Lowering your SRT Viper insurance rates can be quick and easy. You just need to take a few minutes getting comparison quotes online from several insurance companies. This is very easy and can be done by visiting this page.

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What factors determine the rate you pay?

Car insurance premiums for a Dodge SRT Viper will vary greatly and are calculated by many factors. Taken into consideration are:

  • Tickets increase premiums
  • Your credit history
  • Your gender can raise or lower rates
  • Higher deductibles save money
  • Your vehicle's safety rating
  • Your claim history
  • Maintaining coverage lowers rates
  • Whether you rent or own your home

An additional factor that will help determine SRT Viper insurance cost is the year of the vehicle. A newer vehicle have a higher replacement value than older models so the costs to repair will push premiums up. But newer models may have safety features including a backup camera, automatic crash notification, pedestrian detection, and blind-spot warning system so those may provide discounts that lower premiums.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Auto liability insurance

This protects you from damages or injuries you inflict on other people or property by causing an accident. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. It is cheap coverage so you should buy as much as you can afford.

Collision insurance

Collision coverage pays for damage to your Dodge caused by collision with an object or car. You have to pay a deductible then the remaining damage will be paid by your insurance company. SRT Viper collision insurance is rather expensive coverage, so analyze the benefit of dropping coverage from older vehicles. Another option is to raise the deductible to save money on collision insurance.

Comprehensive insurance

Comprehensive insurance will pay to fix damage that is not covered by collision coverage. You first must pay your deductible and then insurance will cover the rest of the damage. The maximum amount you can receive from a comprehensive claim is the cash value of the vehicle, so if the vehicle is not worth much consider dropping full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

This gives you protection when the "other guys" do not carry enough liability coverage. Due to the fact that many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is important protection for you and your family.

Med pay and Personal Injury Protection (PIP)

Med pay and PIP coverage kick in for expenses such as doctor visits, EMT expenses, and X-ray expenses. The coverages can be used to fill the gap from your health insurance plan or if there is no health insurance coverage. PIP coverage is not available in all states but can be used in place of medical payments coverage.

How Much are Dodge SRT Viper Insurance Rates?