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Dodge Ramcharger Insurance Rates

There are many options when trying to insure your Dodge vehicle. You can buy direct from a local agent or go online to compare rates from car insurance companies. Shopping for car insurance from online rate quotes can be fast and easy and there is a good chance you might just save a little.

If shopping for car insurance online is new to you, you can be overwhelmed by the hoards of online companies vying for your business. When shopping for car insurance there are multiple ways of comparing rates and find the best price. The quickest method to compare Ramcharger insurance quotes consists of shopping online. This can be accomplished by comparing rates here.

FREE Car Insurance Comparison

Auto insurance rates paid to insure a Dodge Ramcharger can fluctuate considerably depending on several factors. Some of these factors include:

  • Higher performance Ramcharger vehicles cost more
  • Accidents raise premiums
  • Whether you insure your home with the same company
  • How you use your vehicle
  • Extra coverages like towing and rental
  • What you do for a living
  • Insurance coverage level
  • Whether you own your home

A final factor that will help determine Ramcharger insurance rates is the model year. Older cars and trucks cost less in comparison to older models so the costs to repair may result in lower rates. Although newer vehicles may have a trim level with safety features included like adaptive cruise control, a collision avoidance system, autonomous braking, and an advanced theft deterrent system which may lower rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Ramcharger below.

Liability insurance

This coverage can cover damage that occurs to a person or their property by causing an accident. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so consider buying as high a limit as you can afford.

Collision coverage

Collision coverage covers damage to your Dodge from colliding with another car or object. A deductible applies then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from vehicles that are older. You can also bump up the deductible in order to get cheaper Ramcharger insurance rates.

Comprehensive protection

This pays for damage OTHER than collision with another vehicle or object. A deductible will apply and the remainder of the damage will be paid by your Dodge Ramcharger comprehensive insurance. The most you'll receive from a claim is the ACV or actual cash value, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage protects you and your vehicle's occupants from other motorists when they either are underinsured or have no liability coverage at all. Due to the fact that many drivers only carry the minimum required liability limits, their limits can quickly be used up. This is the reason having UM/UIM coverage is important protection for you and your family.

Medical expense coverage

Coverage for medical payments and/or PIP pay for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are often used to cover expenses not covered by your health insurance program or if you are not covered by health insurance. Personal Injury Protection is not an option in every state and gives slightly broader coverage than med pay.

How Much are Dodge Ramcharger Insurance Rates?