You have lots of choices when looking for the best insurance on your Dodge vehicle. You can get prices from a local agent or go online to compare insurance costs of many different auto insurance companies. Buying auto insurance through online rate quotes can be fast and easy and at the same time you might just save a little.
If you're new to shopping for auto insurance online, it's easy to be confused by the hoards of auto insurance companies vying for your business. Reducing your Charger insurance cost can be surprisingly simple. All that's required is to spend a few minutes on the computer to get quotes provided by online insurance companies. This can be accomplished by getting a quick quote here.
FREE Car Insurance Comparison
Auto insurance rates for a Dodge Charger will vary greatly depending on several factors. Taken into consideration are:
A final factor that helps determine Charger insurance quotes is the model year. Models that are new cost more in comparison to later models so the cost to replace them will push premiums up. But newer models may have a trim level with safety features including tire pressure monitors, autonomous braking, a collision avoidance system, and anti-lock brakes so those may help offset higher rates.
To get more specific information about how much rates will be for your vehicle, select the year of your Charger from available model years below.
This coverage protects you from damages or injuries you inflict on other people or property in an accident. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so consider buying as much as you can afford.
Collision coverage protection
Collision insurance pays for damage to your Dodge caused by collision with an object or car. You have to pay a deductible then your collision coverage will kick in. Charger collision insurance is rather expensive coverage, so you might think about dropping it from vehicles that are older. Drivers also have the option to bump up the deductible to save money on collision insurance.
Comprehensive auto coverage
Comprehensive insurance covers damage that is not covered by collision coverage. A deductible will apply and the remainder of the damage will be paid by your Dodge Charger comprehensive insurance. The maximum amount you can receive from a comprehensive claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value consider dropping full coverage.
Coverage for uninsured or underinsured drivers
This provides protection when the "other guys" do not carry enough liability coverage. Since many drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is very important.
Medical payments and PIP coverage
Med pay and PIP coverage pay for expenses (i.e. doctor visits, EMT expenses, and X-ray expenses). They can be used to fill the gap from your health insurance plan or if there is no health insurance coverage. Personal Injury Protection is not available in all states and may carry a deductible.
How Much are Dodge Charger Insurance Rates?