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Dodge Challenger Insurance Quotes

Comparing car insurance through online rate quotes can be fast and easy, plus you can save money. The most important part is to take the time to get rates from all providers in order to accurately compare every company's rates.

If you've never shopped for car insurance online, you may be overwhelmed by the hoards of online companies offering insurance. There are several ways to compare quotes and find the best price. The simplest method to find the cheapest Challenger insurance cost involves getting comparison quotes online. This can be done by getting a quick quote here.

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Rates are determined by these factors

Car insurance premiums paid to insure a Dodge Challenger can vary widely depending on several factors. Including but not limited to:

  • A clean driving record keeps rates low
  • Credit rating
  • Your location impacts rates
  • Annual mileage can affect rates
  • Your gender can raise or lower rates
  • The deductible you choose
  • Crash test rating for your Challenger
  • Your occupation
  • Insurance coverage level
  • Home ownership saves money

An additional factor that can impact Challenger insurance quotes is the year of the vehicle. Used vehicles have a lower value than newer models so the costs to repair may result in lower rates. Although newer models may have safety features included like a backup camera, lane departure warning system, and traction control which can help offset higher rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Auto liability

This coverage protects you from damage or injury you incur to a person or their property. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so you should buy higher limits if possible.

Coverage for collisions

This coverage pays for damage to your Dodge from colliding with a stationary object or other vehicle. You will need to pay your deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from older vehicles. Drivers also have the option to raise the deductible in order to get cheaper Challenger insurance quotes.

Comprehensive auto coverage

This covers damage from a wide range of events other than collision. A deductible will apply and then insurance will cover the rest of the damage. The maximum payout your car insurance company will pay is the ACV or actual cash value, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Protection from uninsured/underinsured drivers

Uninsured or Underinsured Motorist coverage provides protection from other motorists when they do not carry enough liability coverage. Because many people carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is a good idea.

Medical payments and PIP coverage

Med pay and PIP coverage pay for immediate expenses such as EMT expenses, pain medications, and nursing services. They can be used to cover expenses not covered by your health insurance policy or if you are not covered by health insurance. Personal Injury Protection is not available in all states and may carry a deductible.

How Much are Dodge Challenger Insurance Rates?