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Dodge Avenger Insurance Rates

Buying auto insurance by comparing rates online saves time, is easy to do and at the same time you may find lower rates. The key to finding lower rates is to take the time to get rates from all providers in order to accurately compare the lowest prices.

Shopping online for auto insurance is challenging if you are a beginner to online quotes. But relax because we're going to show you how. Cutting your Avenger insurance cost can be quick and easy. Drivers just need to take a couple of minutes to compare quotes online from several insurance companies. This can be accomplished by getting a quick quote here.

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What factors determine your insurance rates?

Insurance premiums paid to insure a Dodge Avenger can vary widely and are calculated by many factors. Taken into consideration are:

  • Tickets increase premiums
  • Credit rating
  • Male rates may be higher
  • The deductible you choose
  • Your vehicle's safety rating
  • Whether or not you have claims
  • Having current coverage saves
  • Whether you rent or own your home

One important consideration that helps determine your rates is the age of the vehicle. Models that are new cost more compared to older Dodge models so the costs to repair can inflate annual premiums. On the flip side, newer vehicles have more advanced features like automatic crash notification, sideview assist mirrors, blind-spot warning system, and all-wheel drive which can help offset higher rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Auto liability insurance - This can cover damages or injuries you inflict on a person or their property in an accident. Liability coverage pays for things such as emergency aid, pain and suffering, and medical services. It is cheap coverage so buy higher limits if possible.

Collision - Collision insurance covers damage to your Dodge from colliding with an object or car. You will need to pay your deductible then the remaining damage will be paid by your insurance company. This coverage can be expensive, so analyze the benefit of dropping coverage from lower value vehicles. Drivers also have the option to increase the deductible to get cheaper Avenger insurance rates.

Comprehensive insurance - This covers damage that is not covered by collision coverage. You first must pay your deductible then your comprehensive coverage will pay. The maximum payout you can receive from a comprehensive claim is the cash value of the vehicle, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.

UM/UIM Coverage - This provides protection when other motorists either are underinsured or have no liability coverage at all. Since many drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Med pay and Personal Injury Protection (PIP) - Coverage for medical payments and/or PIP kick in for expenses like doctor visits, EMT expenses, and X-ray expenses. They can be used to cover expenses not covered by your health insurance policy or if you lack health insurance entirely. PIP coverage is not an option in every state and may carry a deductible.

How Much are Dodge Avenger Insurance Rates?