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Chevrolet Express Insurance Rates

You have lots of choices when trying to insure your Chevrolet vehicle. You can buy from an agent or go online to compare pricing from a lot of auto insurance companies. Buying auto insurance through online companies can be fast and easy and at the same time you can save money.

If you're new to shopping for auto insurance online, it's easy to be confused by the hoards of online companies offering insurance. Finding a lower price on Express insurance is not a difficult process. You just have to take a little time getting comparison quotes provided by online insurance companies. This can be accomplished by visiting this page.

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Which factors influence car insurance premiums?

Car insurance premiums paid to insure a Chevrolet Express can be significantly different depending on several factors. Taken into consideration are:

  • Higher performance Express vehicles cost more
  • How many accidents you have had
  • Multiple policies can save money
  • How you use your vehicle
  • Your age
  • Being married can lower rates
  • Special coverage such as replacement cost
  • Your claim history
  • No coverage lapses saves money
  • Whether you rent or own your home

An additional factor that helps determine Express insurance rates is the year of the vehicle. A newer vehicle cost more than older models so the cost to replace them may end up costing you more. Conversely, newer models may have safety features such as a telematics system, adaptive cruise control, and traction control that may help provide discounts that lower premiums.

To get a better idea how much rates will be for your vehicle, select the year of your Express from available model years below.

Coverage for liability

This coverage protects you from damages or injuries you inflict on a person or their property in an accident. Liability coverage protects against things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so you should buy as large an amount as possible.

Collision coverage

Collision insurance pays for damage to your Chevrolet from colliding with an object or car. You first must pay a deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from older vehicles. Another option is to raise the deductible to bring the cost down.

Comprehensive coverage (or Other than Collision)

This will pay to fix damage that is not covered by collision coverage. A deductible will apply and then insurance will cover the rest of the damage. The highest amount you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle is not worth much consider dropping full coverage.

Uninsured Motorist or Underinsured Motorist insurance

This gives you protection from other drivers when they do not carry enough liability coverage. Since many drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. So UM/UIM coverage is very important.

Insurance for medical payments

Med pay and PIP coverage pay for expenses such as doctor visits, EMT expenses, and X-ray expenses. The coverages can be used to cover expenses not covered by your health insurance policy or if you do not have health coverage. Personal Injury Protection is not available in all states but can be used in place of medical payments coverage.

How Much are Chevrolet Express Insurance Rates?