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Chevrolet Equinox Insurance Quotes

Buying car insurance from online rate quotes is simple to do, plus you might just save a little. The critical component is to compare as many rate quotes as possible so you can compare every possible rate.

Shopping online for car insurance can be difficult if you have never used online rate quotes. But don't let that discourage you because comparing prices is actually very simple. When shopping for car insurance there are multiple ways to compare rate quotes from different insurance companies. The best way to find the lowest Equinox insurance cost is to get quotes online. This can be done by visiting this page.

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Rates are impacted by these things

Auto insurance rates for a Chevrolet Equinox will vary greatly subject to many criteria. Including but not limited to:

  • Traffic citations increase rates
  • Your credit history
  • Where you live
  • How many miles you drive
  • Male drivers pay higher rates
  • Higher deductibles save money
  • Crash test rating for your Equinox
  • What you do for a living
  • The level of coverage
  • Home ownership saves money

A final factor that helps determine Equinox insurance quotes is the model year. Older models have a lower value in comparison to older models so repair costs tend to be lower which can decrease annual premiums. Conversely, new Chevrolet models may have a trim level with safety features such as an advanced theft deterrent system, forward-collision avoidance, and a backup camera so those may provide discounts that lower premiums.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability insurance

Equinox liability coverage provides protection from damage or injury you incur to other people or property in an accident. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so consider buying as much as you can afford.

Collision coverage protection

Collision insurance pays to fix your vehicle from damage caused by collision with a stationary object or other vehicle. You have to pay a deductible and the rest of the damage will be paid by collision coverage. Equinox collision insurance is rather expensive coverage, so consider removing coverage from vehicles that are older. Another option is to bump up the deductible to bring the cost down.

Comprehensive protection

Comprehensive insurance will pay to fix damage from a wide range of events other than collision. You need to pay your deductible first and the remainder of the damage will be paid by your Chevrolet Equinox comprehensive insurance. The maximum amount your car insurance company will pay is the market value of your vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

Coverage for uninsured or underinsured drivers

Uninsured or Underinsured Motorist coverage gives you protection from other drivers when they either have no liability insurance or not enough. Since many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. So UM/UIM coverage is very important.

Medical expense coverage

Medical payments and Personal Injury Protection insurance reimburse you for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). The coverages can be used to fill the gap from your health insurance plan or if you do not have health coverage. Personal injury protection coverage is not universally available but can be used in place of medical payments coverage.

How Much are Chevrolet Equinox Insurance Rates?