Vehicles > Chevrolet > Classic

Chevrolet Classic Insurance Rates

Shopping for auto insurance by getting online quotes saves time, is easy to do and there is a good chance you can save money. The key to finding lower rates is to take the time to get rates from all companies so you can compare the lowest priced insurance.

Comparing auto insurance rates direct online can be a challenge if you are a beginner to online quotes. But don't be discouraged because it's actually quite easy. Getting better Classic insurance cost can be relatively painless. Just take time getting comparison quotes online from several insurance companies. This is very easy and can be done by visiting this page.

FREE Car Insurance Comparison

Car insurance premiums on a Chevrolet Classic can vary widely and are calculated by many factors. Some of these factors include:

  • Tickets increase premiums
  • Credit rating
  • Your gender can raise or lower rates
  • Higher deductibles save money
  • Safety rating of your Classic
  • Your claim history
  • Maintaining coverage lowers rates
  • Whether you own your home

An additional factor that will help determine Classic insurance rates is the year of the vehicle. A newer vehicle have a higher replacement value than older models so the costs to repair can inflate annual premiums. But newer models may have safety features including lane departure warning system, pedestrian detection, and tire pressure monitors which can provide discounts that lower premiums.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle below.

Liability - This protects you from damage that occurs to people or other property by causing an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so you should buy higher limits if possible.

Collision coverage - Collision coverage pays for damage to your Chevrolet resulting from a collision with another car or object. You will need to pay your deductible then the remaining damage will be paid by your insurance company. Collision coverage for your Classic can be pricey, so analyze the benefit of dropping coverage from older vehicles. Another option is to raise the deductible to save money on collision insurance.

Comprehensive or Other Than Collision - This coverage will pay to fix damage OTHER than collision with another vehicle or object. You first must pay your deductible and then insurance will cover the rest of the damage. The maximum payout you'll receive from a claim is the cash value of the vehicle, so if the vehicle is not worth much consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage gives you protection when the "other guys" do not carry enough liability coverage. Due to the fact that many drivers only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is important protection for you and your family.

Medical costs insurance - Med pay and PIP coverage kick in for short-term medical expenses such as nursing services, prosthetic devices, and dental work. The coverages can be used in conjunction with a health insurance policy or if there is no health insurance coverage. PIP coverage is not available in all states but can be used in place of medical payments coverage.

How Much are Chevrolet Classic Insurance Rates?