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Chevrolet Bolt Insurance Rates

Comparing auto insurance by comparing rates online can be fast and easy, in addition you may find lower rates. The most important part is to take the time to get rates from all companies in order to accurately compare the best prices.

If you've never shopped for auto insurance online, you may be confused by the hoards of companies selling insurance. Finding a better price on auto insurance can be quick and easy. Consumers just need to spend a few minutes to compare quotes provided by online insurance companies. This can be done by getting a quick quote here.

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Criteria which help determine Chevrolet insurance rates

Insurance premiums on a Chevrolet Bolt can vary widely depending on several factors. A few of these criteria are:

  • A clean driving record keeps rates low
  • Credit rating
  • Male rates may be higher
  • The deductible you choose
  • NTSB crash rating for your vehicle
  • Whether or not you have claims
  • Having continuous coverage saves you money
  • Owning a home can lower rates

One important consideration that can impact your rates is the age of the vehicle. Models that are new have a higher value compared to older Chevrolet models so the cost to replace them can inflate annual premiums. Although newer vehicles have more advanced features included like forward-collision avoidance, adaptive cruise control, and active head restraints which can help offset higher rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Auto liability insurance - This coverage can cover injuries or damage you cause to people or other property. Liability coverage pays for claims such as funeral expenses, loss of income, and emergency aid. Coverage is generally pretty cheap so buy higher limits if possible.

Collision coverages - This coverage covers damage to your Chevrolet resulting from a collision with another vehicle or an object, but not an animal. You will need to pay your deductible then your collision coverage will kick in. Collision coverage for your Bolt can be pricey, so you might think about dropping it from lower value vehicles. Drivers also have the option to increase the deductible in order to get cheaper Bolt insurance rates.

Comprehensive insurance - This coverage covers damage caused by mother nature, theft, vandalism and other events. A deductible will apply then your comprehensive coverage will pay. The maximum payout a auto insurance company will pay at claim time is the ACV or actual cash value, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.

Uninsured and underinsured coverage - This coverage provides protection from other motorists when they either are underinsured or have no liability coverage at all. Because many people carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is a good idea.

Med pay and Personal Injury Protection (PIP) - Coverage for medical payments and/or PIP pay for bills like ambulance fees, surgery, and doctor visits. They can be used in conjunction with a health insurance policy or if you are not covered by health insurance. Personal Injury Protection is not an option in every state and may carry a deductible.

How Much are Chevrolet Bolt Insurance Rates?