Drivers have lots of options when trying to insure your vehicle. You can either buy through an insurance agent or shop online to compare pricing from many different companies. Buying auto insurance from online companies is easy, plus you may find lower rates.

People who are new to buying insurance may think finding low-cost 1997 insurance can be quite difficult. Finding a lower price on 1997 insurance is actually quite simple. You just have to take a little time to compare quotes from different insurance companies. This can be accomplished by visiting this page.

Rates are impacted by...

Insurance premiums on a 1997 can fluctuate considerably based upon several criteria. Including but not limited to:

• The performance level of your 1997
• Accidents raise premiums
• Multiple policies can save money
• Pleasure use vs. commuting use
• Add-on coverages such as rental reimbursement
• Whether or not you have claims
• Having current coverage saves
• Home ownership saves money

One important consideration that helps determine your rates is the age of the vehicle. A newer vehicle cost more compared to older models so repair costs are higher which may result in higher rates. On the flip side, more recent vehicles have more advanced features like lane departure warning system, dual-stage airbags, and sideview assist mirrors which may provide discounts that lower premiums.

Liability coverage

Liability insurance will cover damage or injury you incur to people or other property in an accident. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so buy as high a limit as you can afford.

Collision coverage

Collision insurance will pay to fix damage to your resulting from a collision with a stationary object or other vehicle. A deductible applies and then insurance will cover the remainder. Collision coverage for your 1997 can be pricey, so consider dropping it from lower value vehicles. Another option is to increase the deductible to get cheaper .

Comprehensive coverage

This coverage will pay to fix damage from a wide range of events other than collision. You first have to pay a deductible then your comprehensive coverage will pay. The most your auto insurance company will pay is the actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage gives you protection when other motorists are uninsured or don't have enough coverage. Since many drivers only purchase the least amount of liability that is required, their limits can quickly be used up. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Medical payments coverage and PIP

Personal Injury Protection (PIP) and medical payments coverage provide coverage for immediate expenses like EMT expenses, pain medications, and nursing services. The coverages can be used in conjunction with a health insurance program or if you lack health insurance entirely. PIP is only offered in select states but can be used in place of medical payments coverage.