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Buick Enclave Insurance Cost

Shopping for car insurance by comparing rates online is easy and there is a good chance you may find lower rates. The key is to take the time to get as many rate quotes as possible in order to have the lowest rate quotes.

Consumers not familiar with shopping for insurance may think purchasing cheap Enclave insurance is going to be difficult. The are a couple different ways to get quotes from local car insurance companies. By far the easiest way to compare Enclave insurance rates consists of shopping online. This can be accomplished by comparing rates here.

FREE Car Insurance Comparison

Insurance premiums for a Buick Enclave can vary widely based upon several criteria. Some of these factors include:

  • Your driving record
  • Credit rating
  • Men typically pay more than women
  • Deductible amount directly impacts your rate
  • Safety rating of your Enclave
  • Your job
  • Your coverage level
  • Whether you own your home

One important consideration that will help determine your rates is the age of the vehicle. Older cars and trucks cost less compared to new Buick models so repair costs tend to be lower which will push premiums down. On the flip side, more recent Buick vehicles have more advanced features like a backup camera, automatic crash notification, pedestrian detection, and blind-spot warning system which can lower rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Auto liability insurance

Liability insurance will cover damage that occurs to other people or property by causing an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so buy higher limits if possible.

Collision insurance

Collision coverage will pay to fix damage to your Buick caused by collision with another car or object. You will need to pay your deductible and then insurance will cover the remainder. Enclave collision insurance is rather expensive coverage, so consider dropping it from lower value vehicles. You can also increase the deductible to get cheaper Enclave insurance cost.

Comprehensive insurance

Comprehensive insurance pays for damage OTHER than collision with another vehicle or object. You first have to pay a deductible then your comprehensive coverage will pay. The maximum payout you'll receive from a claim is the actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage protects you and your vehicle's occupants when other motorists are uninsured or don't have enough coverage. Due to the fact that many drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Med pay and Personal Injury Protection (PIP)

Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses like nursing services, prosthetic devices, and dental work. They are often used to fill the gap from your health insurance policy or if you lack health insurance entirely. PIP is only offered in select states and gives slightly broader coverage than med pay.

How Much are Buick Enclave Insurance Rates?