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Buick Century Insurance Rates

You have many choices when trying to insure your Buick vehicle. You can buy direct from an insurance agent or price shop online to compare rates from insurance providers. Buying car insurance by comparing rates online is simple to do, in addition you may find lower rates.

Shopping online for car insurance can be complicated if you have never used quoting online. But relax because we're going to show you how. The are a couple different ways to compare rate quotes and find the best price. The quickest method to compare Century insurance quotes is to get quotes online. This is very easy and can be done by comparing rates here.

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Criteria which help determine car insurance premiums

Insurance premiums paid to insure a Buick Century can be significantly different subject to many criteria. A few of these criteria are:

  • More performance equals higher cost
  • How many accidents you have had
  • Multiple policies can save money
  • How you use your vehicle
  • Optional coverages like vehicle replacement
  • Your job
  • Insurance coverage level
  • Owning a home can lower rates

One important consideration that helps determine your rates is the age of the vehicle. Older models have a much lower replacement value compared to new Buick models so the costs to repair can decrease annual premiums. Although new Buick models have more advanced features included like dual-stage airbags, a rollover prevention system, and lane departure warning system that may help lower rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Century from the following list.

Auto liability insurance

Century liability coverage provides protection from injuries or damage you cause to a person or their property in an accident. Liability coverage protects against claims such as funeral expenses, loss of income, and emergency aid. This coverage is usually fairly inexpensive so buy as large an amount as possible.

Collision coverage

Collision insurance pays to fix your vehicle from damage from colliding with another vehicle or an object, but not an animal. You first must pay a deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from lower value vehicles. You can also increase the deductible in order to get cheaper Century insurance rates.

Comprehensive insurance

This pays for damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first then your comprehensive coverage will pay. The highest amount a car insurance company will pay at claim time is the market value of your vehicle, so if it's not worth much more than your deductible consider removing comprehensive coverage.

Uninsured Motorist or Underinsured Motorist insurance

This coverage protects you and your vehicle's occupants from other motorists when they either have no liability insurance or not enough. Since many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is very important.

Med pay and Personal Injury Protection (PIP)

Medical payments and Personal Injury Protection insurance reimburse you for bills like ambulance fees, surgery, and doctor visits. They are often used to cover expenses not covered by your health insurance policy or if you are not covered by health insurance. Personal injury protection coverage is not universally available and gives slightly broader coverage than med pay.

How Much are Buick Century Insurance Rates?